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445 Holmesville Hill Rd, South New Berlin, NY, 13843

6beds
3baths
5,472sqft
$769,000
$141price/sqft
$6,369/moest. monthly cost
$254,760/yrincome needed

About This Home

Discover this exceptional modern barndominium-style home set on over 85 scenic acres in Upstate New York. The property includes a finished residence on 17+ acres plus an attached 67+ acre parcel with its own access road, a rustic cabin, and a private well. Enjoy remarkable privacy, open views, a pond, and ample space for recreation and future possibilities. The home features open living areas, natural finishes, radiant floor heating, a pellet stove, propane fireplace, and electric heat. A 40-panel free-standing solar array with two Tesla Powerwall batteries provides energy efficiency and backup power. The varied landscape, trails, and additional acreage offer flexibility for personal use or expanded accommodations. This is a unique opportunity combining land, modern comfort, and sustainability in the South New Berlin area.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Block,Concrete Perimeter
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Electric Water Heater,Refrigerator,Water Softener

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Door features: Storm Door(s)
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Pellet Stove,Propane,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 5,472

Heating & Cooling

  • Heating features: Electric,Propane,Pellet Stove,Radiant,Space Heater
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total interior livable area: 5,472 sqft

Property

Details

  • Parcel number: 0838891381213

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Open,Patio,Porch
  • Exterior features: Deck,Landscaping,Mature Trees/Landscape,Porch,Patio
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 85.09 Acres
  • Features: Pasture,Pond on Lot,Views,Wooded

Parking

  • Total spaces: 1
  • Parking features: Basement,Garage,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Winter Weather

FEMA Declared Disasters in Chenango County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$264$3,168
Property Taxes $1,313$15,756
Electricity $904$10,851
Total$6,369$76,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,365/yr
40% on housing$191,070/yr
45% on housing$169,840/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.2%
5.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 13843$105
Chenango County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 13843$251
Chenango County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Price change$799,000
2025-12-01Listed for sale$850,000
2022-05-31Sold$334,000
2022-03-23Contingent$329,900
2022-03-06Listed for sale$329,900
2022-01-18Listing removed--
2021-11-28Listed for sale$315,000
2019-02-11Sold$225,000
2018-11-19Pending sale$225,000
2018-08-31Listed for sale$225,000
2018-07-07Pending sale$225,000
2018-06-21Price change$225,000
2017-07-16Price change$299,900
2017-06-01Price change$315,000
2016-06-03Listed for sale$340,000
2016-04-26Listing removed$350,000
2015-10-28Price change$350,000
2015-04-28Price change$359,000
2014-10-03Listed for sale$399,000
2006-09-15Sold$290,000

For Sale by Agent

AgentGlenn Rogers
BrokerageKELLER WILLIAMS REALTY GREATER BINGHAMTON

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