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82 Hidden Harbor Ln, Miramar Beach, FL, 32550

2beds
3baths
1,744sqft
$450,000
$258price/sqft
$3,376/moest. monthly cost
$135,040/yrincome needed

About This Home

Recently updated Miramar Beach home on a cul-de-sac with a community pool, just minutes from the beautiful South Walton beaches. This home features two spacious separate en-suites, a privacy-fenced backyard, and tasteful recent updates throughout. The downstairs offers an open floor plan with a fully updated kitchen featuring new cabinetry, quartz and butcher block countertops, plus a large great room, new LVP flooring, a built-in workspace, and a convenient half bath. The oversized primary suite is located downstairs and includes a spacious and recently updated en-suite bathroom with dual sinks, ample storage, a separate shower, and a separate tub. Upstairs, the second bedroom offers its own private en-suite, making it ideal for guests, family, or a flexible second suite setup. Additional highlights include a 2021 roof, optional furnishings, and a strong price point for a single-family home in Miramar Beach.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
8/10
South Walton High SchoolGrades 9-1211.7 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 2000

Materials

  • Foundation: Slab
  • Construction materials: Frame,Siding CmntFbrHrdBrd

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: Second
  • Area: 312
  • Dimensions: 24 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Vaulted Ceiling(s),Split Bedroom
  • Window features: Window Treatments
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Level: First
  • Area: 192
  • Dimensions: 16 x 12

Living Room

  • Level: First
  • Area: 312
  • Dimensions: 24 x 13

Master Bathroom

  • Level: First
  • Area: 143
  • Dimensions: 13 x 11

Master Bedroom

  • Level: First
  • Area: 306
  • Dimensions: 18 x 17

Property

Details

  • Parcel number: 292S21429500000090
  • Zoning description: Resid Single Family

Features

  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Private Yard
  • Fencing: Privacy

Lot

  • Lot size: 9,147 sqft
  • Features: Cul-De-Sac,Dead End
  • Lot size dimensions: 106 W x 122 D x 28 W

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Walton County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$573$6,876
Property Taxes $331$3,972
Electricity $197$2,366
Total$3,376$40,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,748/yr
40% on housing$101,280/yr
45% on housing$90,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.1%
16.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 8.0%
8.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 32550$431
Walton County$485

vs Homes Sold Last Month

Median $/sqft

ZIP 32550$483
Walton County$400

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$450,000
2026-06-26Listed for sale$475,000
2024-12-05Listing removed$419,000
2024-12-05Price change$419,000
2024-09-19Listed for sale$439,000
2024-09-03Listing removed$449,000
2024-08-22Price change$449,000
2024-08-08Price change$475,000
2024-07-02Listed for sale$485,000
2024-05-24Pending sale$485,000
2024-04-25Listed for sale$485,000
2023-11-24Listing removed--
2023-10-11Price change$475,000
2023-09-12Price change$488,000
2023-07-06Listed for sale$489,000
2021-12-29Sold$362,000
2021-11-25Pending sale$369,000
2021-11-20Price change$369,000
2021-11-14Price change$379,000
2021-11-11Listed for sale$385,000
2021-10-23Pending sale$385,000
2021-10-15Listed for sale$385,000
2018-06-22Sold$279,000
2018-05-10Price change$279,000
2018-05-02Listed for sale$284,900
2015-10-16Sold$76,000
2013-03-25Sold$223,500
2011-01-21Sold$118,000
2010-04-20Sold$75,100
2005-05-04Sold$265,000

For Sale by Agent

AgentGarrett Carr
BrokerageRealty ONE Group Emerald Coast

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