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1019 S TENNESSEE AVENUE, Lakeland, FL, 33803

2beds
1baths
975sqft
$264,900
$272price/sqft
$2,264/moest. monthly cost
$90,560/yrincome needed

About This Home

Charming Lake Morton Historic District gem in the heart of Lakeland! This delightful 2-bedroom, 1-bath home blends timeless character with modern comfort, featuring an updated kitchen, beautiful hardwood floors, and a detached office/studio perfect for work, hobbies, or a private retreat. Ideally located near downtown Lakeland, Florida Southern College, shopping, dining, and everything this vibrant city provides. This home delivers both charm and convenience in one highly desirable location.

Getting Around

70
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

2/10
5/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom1

  • Level: First
  • Area: 54
  • Dimensions: 6x9

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 154.44
  • Dimensions: 10.8x14.3

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dinette

  • Level: First
  • Area: 63
  • Dimensions: 9x7

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Thermostat
  • Flooring: Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,095
  • Total interior livable area: 975 sqft

Kitchen

  • Level: First
  • Area: 58.74
  • Dimensions: 8.9x6.6

Living Room

  • Level: First
  • Area: 249.15
  • Dimensions: 16.5x15.1

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 190.9
  • Dimensions: 16.6x11.5

Utility Room

  • Level: First
  • Area: 108
  • Dimensions: 12x9

Property

Details

  • Parcel number: 242819231000002121
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: None,Other,Private Yard
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,752 sqft
  • Lot size dimensions: 50 x 135

Parking

  • Total spaces: 1
  • Parking features: Bath In Garage,Driveway,Off Street,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$331$3,972
Property Taxes $397$4,764
Electricity $197$2,366
Total$2,264$27,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,622/yr
40% on housing$67,920/yr
45% on housing$60,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 33803$139
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33803$211
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$264,900
2022-12-09Listing removed--
2022-10-13Listed for sale$295,500
2016-11-04Sold$127,000
2016-09-18Listed for sale$139,900
2016-09-01Pending sale$139,900
2016-07-01Listed for sale$139,900
2010-04-12Sold$68,600
2009-06-11Sold$187,300
2009-06-07Listed for sale$60,000
2006-11-17Sold$188,000
2002-07-02Sold$20,000
2002-04-26Sold$91,500
1995-06-08Sold$65,000

For Sale by Agent

AgentRobert Lindquist, JR
BrokerageSELLSTATE CENTRIC REALTY

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