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4882 W BREEZE CIRCLE, Palm Harbor, FL, 34683

4beds
3baths
2,219sqft
$614,900
$277price/sqft
$4,935/moest. monthly cost
$197,400/yrincome needed

About This Home

Welcome to 4882 West Breeze Circle, AVAILABLE TO SHOW NOW, an immaculate Palm Harbor home offering 4 bedrooms, 3 bathrooms, and a desirable 3-car garage in the sought-after West Breeze community. Located in Flood Zone X with a low HOA, this home offers the perfect blend of comfort, flexibility, and peace of mind. Inside, you’ll love the functional 3-way split floor plan, ideal for privacy and everyday living. One area of the home is perfect for an in-law suite, guest space, or young adult living arrangement, offering a separate entrance and nearby bathroom for added convenience. The home has been beautifully maintained and shows true pride of ownership throughout. Major updates include a NEW ROOF installed in June 2026, an UPGRADED HVAC system installed in 2016, UV light added to the AC in 2025, a new on-demand WATER HEATER in 2025, and a new GARBAGE DISPOSAL in 2025. The kitchen features stainless steel appliances, with all kitchen appliances replaced in 2018, barely used and a brand-NEW kitchen REFRIGERATOR added in 2025. Additional improvements include laminate flooring installed in the bedrooms in 2017, fresh interior paint completed in 2017, an upgraded SPRINKLER SYSTEM with stainless steel heads and improved routing for efficiency in 2025, and a LANAI RE-SCREENED with micro-screen in 2024. The location is another standout feature. Enjoy being close to some of the area’s most loved beaches, parks, trails, and local landmarks, including Honeymoon Island State Park, Caladesi Island, Fred Howard Park, Wall Springs Park, the Pinellas Trail, Downtown Palm Harbor, Crystal Beach, Ozona, and the historic Palm Harbor Museum. Whether you enjoy beach days, biking, walking trails, waterfront sunsets, local restaurants, or exploring the character of Old Florida coastal communities, this location puts you near it all. With its immaculate condition, flexible floor plan, thoughtful updates, LOW HOA, Flood Zone X location, and convenient access to Palm Harbor’s coastal lifestyle, this move-in ready home is one you will not want to miss.

Getting Around

14
WalkingCar-Dependent
21
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

9/10
6/10
6/10
Tarpon Springs High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bathroom3

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedroom4

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,056
  • Total interior livable area: 2,219 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 232715961500000400
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Sidewalk

Lot

  • Lot size: 0.26 Acres
  • Lot size dimensions: 62 x 115

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Cold Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$613$7,356
Property Taxes $990$11,880
Electricity $223$2,679
Total$4,935$59,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,200/yr
40% on housing$148,050/yr
45% on housing$131,600/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$277
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Price change$614,900
2026-07-02Listed for sale$625,000
2016-10-31Sold$315,000
2016-10-04Pending sale$328,000
2016-09-27Price change$328,000
2016-09-20Price change$328,500
2016-09-08Price change$329,000
2016-08-11Price change$332,000
2016-07-19Price change$334,000
2016-06-22Price change$339,000
2016-06-01Price change$345,000
2016-05-09Price change$349,000
2016-04-29Listed for sale$355,000
2015-12-16Listing removed$369,825
2015-06-16Listed for sale$369,825
2005-08-31Sold$360,200
2003-03-28Sold$251,400

For Sale by Agent

AgentStacey Ward
BrokerageKELLER WILLIAMS REALTY- PALM HARBOR

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