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240 Niagara St, Lewiston, NY, 14092

2beds
2baths
1,164sqft
$324,900
$279price/sqft
$2,465/moest. monthly cost
$98,600/yrincome needed

About This Home

Rebuilt in 2024 from foundation to roof, consider this home a new build with all of the modern updates and charm of a historic home in the village of Lewiston. Located just two blocks away from Center Street in the historic district and steps away from Artpark. This home currently operates as an income producing asset and would be a great addition to any investment portfolio or as a new personal residence - the opportunities are endless. Updates include: Framing, Electrical, HVAC, Plumbing, Insulation, Drywall, Flooring, Bathrooms, Kitchen, Windows (Anderson), Siding, and Roof. A complete remodel inside and out, nothing was left untouched.

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

--
Primary Education CenterGrades PK-43.8 mi
4/10

Construction

Condition

  • Year built: 1835

Materials

  • Construction materials: Metal

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Laminate

Heating

  • Heating features: Forced air,Gas

Interior Area

  • Total interior livable area: 1,164 sqft

Property

Details

  • Parcel number: 29240110114258

Features

  • Exterior features: Vinyl

Lot

  • Lot size: 8,712 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$109$1,308
Property Taxes $468$5,616
Electricity $246$2,954
Total$2,465$29,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,514/yr
40% on housing$73,950/yr
45% on housing$65,733/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 14092$200
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14092$193
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$375,000
2024-11-25Price change$375,500
2024-11-20Listing removed$2,000
2024-11-20Price change$394,500
2024-11-19Price change$2,200
2024-11-12Listed for rent$2,500
2024-11-07Price change$400,000
2024-10-30Price change$428,000
2024-10-27Listed for sale$445,000
2018-01-23Sold$65,000
2017-11-18Pending sale$70,000
2017-11-10Price change$70,000
2017-09-20Price change$90,000
2017-08-24Listed for sale$100,000

For Sale by Owner

AgentProperty Owner
BrokerageDelMonte Properties LLC

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