See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

738 Upper Mountain Rd, Lewiston, NY, 14092

2beds
1baths
1,442sqft
$249,900
$173price/sqft
$1,953/moest. monthly cost
$78,120/yrincome needed

About This Home

Welcome to 738 Upper Mountain Road in the Town of Lewiston! This beautifully maintained and thoughtfully updated 2-bedroom, 1-bath home offers 1,442 square feet of comfortable living space on a generous 0.76-acre lot that includes adjacent vacant lot at no additional cost. Step inside to find a warm and inviting interior featuring a cozy wood-burning fireplace, spacious living areas, and tasteful updates throughout, making this home truly move-in ready. The home features a roof installed in 2022, all major kitchen and laundry appliances from 2022, a 2026 water heater, and a new furnace and sump pump installed in 2026, offering peace of mind for years to come. All kitchen and laundry appliances are included in the sale, making your transition even easier. A standout feature of this home is the expansive unfinished attic. With its generous ceiling height and versatile layout, it offers outstanding potential to be finished into a third bedroom, home office, recreation room, or additional living space (subject to buyer verification and any required approvals). If you prefer, it also provides abundant storage as-is. Outside, enjoy the large yard with plenty of room for entertaining, gardening, or simply relaxing. The stone gravel driveway is built on a compacted subbase, providing the option to expand the existing asphalt driveway if desired. Ideally located just minutes from the Village of Lewiston, this home also offers quick access to the Niagara Scenic Parkway and I-190, making commuting throughout Western New York a breeze. Its proximity to the Canadian border is an added convenience for work, shopping, dining, and weekend getaways. Combining character, modern updates, future potential, and an exceptional location, 738 Upper Mountain Road is ready to welcome its next owner.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

--
Primary Education CenterGrades PK-27.7 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1942

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Range Hood,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Separate/Formal Living Room,Kitchen Island,Kitchen/Family Room Combo,Bedroom on Main Level,Main Level Primary
  • Flooring: Hardwood,Laminate,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,442
  • Total interior livable area: 1,442 sqft

Property

Details

  • Parcel number: 2924891150080001026000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Open,Patio,Porch
  • Exterior features: Blacktop Driveway,Gravel Driveway,Patio

Lot

  • Lot size: 0.46 Acres
  • Features: Rectangular,Rectangular Lot
  • Lot size dimensions: 100 x 200

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters in Niagara County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$84$1,008
Property Taxes $360$4,320
Electricity $246$2,954
Total$1,953$23,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,960/yr
40% on housing$58,590/yr
45% on housing$52,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 1.6%
1.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 14092$203
Niagara County$123

vs Homes Sold Last Month

Median $/sqft

ZIP 14092$193
Niagara County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$249,900
2021-11-02Sold$95,000
2021-04-21Sold$90,000
2018-12-01Listing removed$110,000
2018-09-26Price change$110,000
2018-06-20Price change$115,000
2018-05-01Listed for sale$129,900
2000-12-28Sold$89,000

For Sale by Agent

AgentShane M McKnight
BrokerageHoward Hanna WNY Inc.

Similar Homes