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818 Hilltop St, High Point, NC, 27260

2beds
1baths
984sqft
$160,000
$163price/sqft
$1,291/moest. monthly cost
$51,640/yrincome needed

About This Home

This move in ready 2 bedroom, 1 bath home is located in the core of High Point.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

6/10
7/10
Ferndale Middle SchoolGrades 6-80.8 mi
5/10

Construction

Condition

  • Year built: 1948

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Electric Water Heater
  • Laundry features: Dryer Connection

Basement

  • Has basement: Yes
  • Basement: Unfinished, Basement

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Wood
  • Finished area above ground: 984

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,955
  • Total interior livable area: 984 sqft

Property

Details

  • Parcel number: 172942
  • Zoning: RM
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Dog Run
  • Fencing: Fenced

Lot

  • Features: City Lot
  • Lot size dimensions: 50 x 149 x 50 x 150

Parking

  • Parking features: Driveway,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Hail
Hurricane
Inland Flooding
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $809$9,708
Home Insurance *$99$1,188
Property Taxes $183$2,196
Electricity $200$2,405
Total$1,291$15,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$44,262/yr
40% on housing$38,730/yr
45% on housing$34,426/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 27260$86
Guilford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27260$152
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$160,000
2025-05-28Listing removed$165,000
2025-05-20Listed for sale$165,000
2019-08-29Sold$90,000
2019-07-25Pending sale$98,000
2019-07-18Listed for sale$98,000
2019-01-14Sold$23,639
2018-10-18Listing removed$23,777
2018-08-24Listed for sale$23,476
2018-05-16Listing removed$23,476
2018-04-26Listed for sale--
2005-09-29Sold$49,000

For Sale by Agent

AgentAnthony Smith
BrokerageKeller Williams Realty

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