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2904 River Willow Trl NW, Albuquerque, NM, 87120

4beds
3baths
2,630sqft
$480,000
$183price/sqft
$3,074/moest. monthly cost
$122,960/yrincome needed

About This Home

Price SLASHED 30k! Nestled in a desirable gated community near the Bosque, this home provides an ideal setting with quick access for a smooth commute. Surrounded by mature cottonwoods and scenic trails, it backs up to open space, offering a rare opportunity for those eager to connect with nature without compromising on convenience. This spacious custom-built home boasts a well-designed layout featuring a generous primary suite that includes a cozy sitting area or office space and a private balcony showcasing unobstructed views of the Bosque. Notable features include a tile roof, thermal break low-E windows, and synthetic stucco, dual AC units. The oversized three-car tandem garage offers ample storage and flexible workspace options. With high-performing solar panels,

Getting Around

12
WalkingCar-Dependent
27
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

8/10
4/10
3/10
Cibola High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2002

Materials

  • Roof: Tile
  • Construction materials: Frame,Synthetic Stucco

Other

  • Builder name: Bcg Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup

Bedroom2

  • Level: Upper
  • Area: 233.09

Bedroom3

  • Level: Upper
  • Area: 118.56

Bedroom4

  • Level: Upper
  • Area: 147.84

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: Main
  • Area: 230.56

Features

  • Breakfast Bar,Dual Sinks,Family/Dining Room,High Ceilings,Home Office,Jetted Tub,Living/Dining Room,Multiple Living Areas,Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Refrigerated

Interior Area

  • Total structure area: 2,630
  • Total interior livable area: 2,630 sqft

Kitchen

  • Level: Main
  • Area: 190.65

Living Room

  • Level: Main
  • Area: 219.3

Primary Bedroom

  • Level: Upper
  • Area: 184.71

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 101306310238821021
  • Zoning description: R-1C*

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Patio
  • Exterior features: Balcony,Private Yard
  • Fencing: Wall
  • Has view: Yes

Lot

  • Lot size: 6,534 sqft
  • Features: Sprinklers In Rear,Lawn,Views

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Bernalillo County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$121$1,452
Property Taxes $340$4,080
Electricity $186$2,243
Total$3,074$36,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,394/yr
40% on housing$92,220/yr
45% on housing$81,973/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 87120$205
Bernalillo County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 87120
Bernalillo County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$569,990
2026-04-14Price change$599,990
2026-04-02Listed for sale$615,000

For Sale by Agent

AgentJohn Sheffer
BrokerageBerkshire Hathaway NM Prop

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