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820 10th Ave, Honolulu, HI, 96816

5beds
2baths
2,102sqft
$2,395,000
$1,139price/sqft
$14,876/moest. monthly cost
$595,040/yrincome needed

About This Home

Discover a rare Kaimuki find — two separate homes on one expansive 10,000 sq ft lot, zoned R-5. This is the multi-generational or income-producing property you've been waiting for! The front home offers 3 bedrooms, 1 bath, while the second home features 2 bedrooms, 1 bath — perfect for extended family living, house hacking, or growing your investment portfolio with two rentable units. Set on one of the largest lots in the neighborhood, there's plenty of room to spread out, garden, park multiple vehicles, or explore future potential (buyer to verify). Enjoy the classic Kaimuki lifestyle — walkable to Waialae Avenue's boutique shops, coffee spots, and local eateries, with easy access to Schools, Kapiolani Community College, Diamond Head, and Kahala Mall. Opportunities like this — two homes, one large lot, prime Kaimuki location — don't come around often. Whether you're planning for family, hedging your investment, or seeking rental income potential, this property checks every box.

Getting Around

68
WalkingSomewhat Walkable
57
TransitGood Transit
49
BikeSomewhat Bikeable

Schools

8/10
10/10
Kaimuki Middle SchoolGrades 6-80.8 mi
10/10
Kalani High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1928

Materials

  • Construction materials: Single Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached,Multiplex
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate,Vinyl

Interior Area

  • Total structure area: 2,102
  • Total interior livable area: 2,102 sqft

Property

Details

  • Parcel number: 1320210330000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Carport,Three or more Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate

How This Home’s Risks Compare

Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,110$145,320
Home Insurance *$421$5,052
Property Taxes $1,669$20,028
Electricity $676$8,122
Total$14,876$178,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$510,034/yr
40% on housing$446,280/yr
45% on housing$396,693/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,139This listing

vs Other Active Listings

Avg $/sqft

ZIP 96816$1,118
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96816$750
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Contingent$2,395,000
2026-07-23Listed for sale$2,395,000
2000-05-11Sold$520,000

For Sale by Agent

AgentTimmy R Tengan
BrokerageREMAX Hawaii

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