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55 Inkberry Cir, Gaithersburg, MD, 20877

4beds
4baths
2,220sqft
$580,000
$261price/sqft
$4,029/moest. monthly cost
$161,160/yrincome needed

About This Home

Very Large Beautiful END UNIT home , 5-6 car driveway plus 2 car garage , Lots of room to park , glories Gym and Pool Well maintained home. This home is tucked away in an out of way setting, Backs to wooded area . 12 feet ceilings , Room to grow with an additional Rough in Full Bath if needed.

Getting Around

9
WalkingCar-Dependent
48
TransitSome Transit
20
BikeSomewhat Bikeable

Schools

4/10
3/10
3/10
Gaithersburg High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Architectural style: Colonial
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 960

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Garage Access,Improved,Exterior Entry,Rear Entrance,Space For Rooms,Walk-Out Access,Windows

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-in Features,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen Island,Pantry,Recessed Lighting,Formal/Separate Dining Room
  • Window features: Double Hung,Window Treatments
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 300
  • Finished area above ground: 1,920

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Other,Electric

Interior Area

  • Total structure area: 2,880
  • Total interior livable area: 2,220 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 160903388586
  • Zoning: RPT
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: Community

Lot

  • Lot size: 2,974 sqft
  • Features: Additional Lot(s),Adjoins - Open Space,Open Lot,Unrestricted

Parking

  • Total spaces: 7
  • Parking features: Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,932$35,184
Home Insurance *$149$1,788
Property Taxes $666$7,992
Electricity $282$3,394
Total$4,029$48,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,137/yr
40% on housing$120,870/yr
45% on housing$107,440/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 20877$208
Montgomery County$281

vs Homes Sold Last Month

Median $/sqft

ZIP 20877$245
Montgomery County$318

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$600,000
2026-04-19Price change$629,900
2026-03-31Listed for sale$649,900
2022-06-23Sold$333,333
2004-04-07Sold$423,635

For Sale by Agent

AgentFrancis DeSouza
BrokerageSamson Properties

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