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2268 Stacy Cir, Montgomery, IL, 60538

4beds
3baths
2,080sqft
$385,000
$185price/sqft
$3,008/moest. monthly cost
$120,320/yrincome needed

About This Home

Welcome to Lakewood Creek! The pond views will win you over. This 4-bedroom, 2.1-bath home offers an ideal combination of space, functionality, and scenic views in Oswego School District 308. Step inside to find plenty of room for everyday living and entertaining with a large family room, separate living room, formal dining room, and an eat-in kitchen area. Upstairs, you'll find four generously sized bedrooms, including a private primary suite with its own full bath, plus an additional full hall bath. The full basement provides endless possibilities for future living space, storage, a home gym, recreation area, or simply abundant storage. Outside, enjoy peaceful pond views from the backyard, providing the perfect backdrop for relaxing, entertaining, or enjoying your morning coffee. Additional highlights include a newer roof and leased solar panels. Located in Lakewood Creek community with clubhouse and pool and within Oswego School District 308, this home is conveniently situated near parks, schools, shopping, dining, and more. Solar Panels are currently being leased. Don't miss your opportunity to own this spacious home with beautiful water views.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
55
BikeBikeable

Schools

5/10
Thompson Jr High SchoolGrades 6-83.4 mi
8/10
Oswego High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2003

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 120
  • Dimensions: 10X12

Bedroom3

  • Level: Second
  • Area: 160
  • Dimensions: 10X16

Bedroom4

  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Family Room

  • Level: Main
  • Area: 216
  • Dimensions: 18X12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,080 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 11X13

Laundry

  • Level: Second
  • Area: 21
  • Dimensions: 7X3

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 198
  • Dimensions: 11X18

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0202223020
  • Special condition: None

Features

  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 64x130x57x130

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$172$2,064
Property Taxes $731$8,772
Electricity $159$1,919
Total$3,008$36,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,131/yr
40% on housing$90,240/yr
45% on housing$80,213/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 60538$183
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60538$202
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$385,000
2026-07-31Listed for sale$385,000
2022-01-14Sold$328,000
2021-11-05Sold$328,000
2021-09-29Listed for sale$339,900
2002-11-18Sold$211,000

For Sale by Agent

AgentLisa Hillman
Brokeragejohn greene, Realtor

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