1038 Phillip Dr, Portland, TN, 37148
About This Home
Welcome to your own private retreat! Nestled on nearly an acre and surrounded by mature trees, this charming 3-bedroom, 3.5-bath ranch home offers 2,398 sq ft of the perfect blend of comfort and country living. A classic white picket fence greets you as you arrive, framing the front yard and setting the tone for what’s inside—warm, inviting, and thoughtfully designed. Inside, you’ll find a spacious one-level layout featuring two primary suites, an office, walk-in closets in every room, and handicap accessibility for added convenience and ease of living. The stunning kitchen boasts beautiful oak cabinets that extend to the ceiling, a large pantry, and plenty of space for gathering and entertaining. Step outside to enjoy peaceful mornings on the covered back porch or unwind in the inviting firepit area—perfect for hosting friends and family. Tucked away on a quiet cul-de-sac and set back from the road, this home offers an added sense of privacy and a truly peaceful setting. Additional highlights include a heated garage, lofted shed, and extended driveway for plenty of parking and storage. This is more than a home—it’s a lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Roof: Asphalt
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Oven,Dishwasher,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bedroom1
- Features: Full Bath
- Level: Full Bath
- Area: 224
- Dimensions: 16x14
Bedroom2
- Features: Bath
- Level: Bath
- Area: 252
- Dimensions: 18x14
Bedroom3
- Features: Walk-In Closet(s)
- Level: Walk-In Closet(s)
- Area: 252
- Dimensions: 18x14
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Dining Room
- Area: 208
- Dimensions: 13x16
Features
- Ceiling Fan(s),Entrance Foyer,Extra Closets,In-Law Floorplan,Open Floorplan,Pantry,Walk-In Closet(s),High Speed Internet
- Flooring: Carpet,Laminate
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
- Finished area above ground: 2,398
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,398
- Total interior livable area: 2,398 sqft
Kitchen
- Area: 156
- Dimensions: 13x12
Living Room
- Area: 288
- Dimensions: 18x16
Master Bathroom
- Features: Double Vanity
- Level: Double Vanity
Property
Accessibility
- Accessibility features: Accessible Approach with Ramp,Accessible Doors,Accessible Hallway(s)
Details
- Parcel number: 052D A 01400 000
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck,Covered,Porch
- Topography of land: Cleared,Cul-De-Sac,Level,Sloped
Lot
- Lot size: 0.91 Acres
- Features: Cleared,Cul-De-Sac,Level,Sloped
- Lot size dimensions: 121.96 x 330.21 IRR
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Ice Storm
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance | $242 | $2,904 |
| Property Taxes | $553 | $6,636 |
| Electricity | $194 | $2,338 |
| Total | $3,416 | $40,992 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-13 | Listing removed | $460,000 |
| 2025-10-05 | Price change | $460,000 |
| 2025-08-29 | Price change | $467,500 |
| 2025-07-08 | Listed for sale | $465,000 |
| 2025-06-10 | Contingent | $465,000 |
| 2025-05-13 | Listed for sale | $465,000 |
| 2022-06-30 | Sold | $375,000 |
| 2022-06-03 | Contingent | $375,000 |
| 2022-05-30 | Pending sale | $375,000 |
| 2022-05-30 | Contingent | $375,000 |
| 2022-05-23 | Listed for sale | $375,000 |
| 2005-05-11 | Sold | $18,000 |
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