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404 Hickory Chapel Rd, High Point, NC, 27260

2beds
1baths
834sqft
$139,000
$167price/sqft
$1,147/moest. monthly cost
$45,880/yrincome needed

About This Home

Updated and move-in ready! This 2-bedroom, 1-bath home features numerous recent improvements including updated plumbing, new flooring, fresh paint, new interior doors, updated lighting, renovated bathroom fixtures and a refreshed kitchen with new countertops and backsplash. Conveniently located near downtown High Point, this turnkey property offers a great opportunity for homeowners and investors alike.

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

6/10
4/10
Jamestown Middle SchoolGrades 6-83.4 mi
3/10
Lucy Ragsdale HighGrades 9-123.4 mi

Construction

Condition

  • Year built: 1937

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick/Site Built,Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area above ground: 834

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 834
  • Total interior livable area: 834 sqft

Living Room

  • Level: Main

Property

Details

  • Parcel number: 186680
  • Zoning: RS-9
  • Special condition: Owner Sale

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.23 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Guilford County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$86$1,032
Property Taxes $159$1,908
Electricity $200$2,405
Total$1,147$13,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,325/yr
40% on housing$34,410/yr
45% on housing$30,586/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 27260$86
Guilford County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 27260$152
Guilford County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$134,000
2026-07-01Listed for sale$139,000
2026-06-05Pending sale$139,000
2026-05-30Listed for sale$139,000
2026-03-13Listing removed$110,900
2025-12-31Price change$110,900
2025-09-03Listed for sale$115,900
2025-08-07Pending sale$115,900
2025-08-02Listed for sale$115,900
2021-05-26Sold$68,000
2021-04-25Pending sale$73,000
2021-04-21Listed for sale$73,000
2003-08-05Sold$37,000

For Sale by Agent

AgentCarol Lowe
BrokerageHGC Property Management

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