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5050 Park Creek Dr, Mount Holly, NC, 28120

5beds
3baths
2,126sqft
$375,000
$176price/sqft
$2,441/moest. monthly cost
$97,640/yrincome needed

About This Home

Nestled on 2.5 acres of private, wooded land in Mount Holly, this beautifully renovated home offers a rare combination of space, privacy, and modern updates. Set well back from the road and surrounded by mature trees, the property provides a peaceful, secluded setting while still being within easy reach of nearby conveniences. The home has been completely redone from top to bottom, creating a fresh and inviting interior with modern finishes and a bright, open layout. The main living area flows seamlessly into the kitchen and dining space, making it ideal for both everyday living and entertaining. Updated flooring, contemporary fixtures, and a clean neutral palette carry throughout the home, giving each space a move-in ready feel. The spacious primary suite offers a comfortable retreat, while additional bedrooms provide flexibility for guests, work-from-home space, or hobbies. What truly sets this property apart is the land. The property offers endless possibilities for outdoor enjoyment, recreation, or simply enjoying the quiet natural setting. The expansive lot provides privacy and room to explore while maintaining the charm of a peaceful country environment. Located in Mount Holly, the home offers convenient access to local shops, restaurants, and parks, while still maintaining the feel of a rural retreat. Nearby Belmont and the U.S. National Whitewater Center provide additional options for dining, entertainment, and outdoor adventure, and Charlotte is just a short drive away for commuters. This property presents a unique opportunity to enjoy a fully updated home with the rare bonus of significant acreage.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

8/10
5/10
5/10
East Gaston High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Hood,Microwave,Refrigerator with Ice Maker
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 5

Dining Area

  • Level: Main

Features

  • Open Floorplan
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 2,126

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,126
  • Total interior livable area: 2,126 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 318812
  • Zoning: DW
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 3.11 Acres
  • Features: Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$125$1,500
Property Taxes $220$2,640
Electricity $200$2,405
Total$2,441$29,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,691/yr
40% on housing$73,230/yr
45% on housing$65,093/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$172
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-01Listing removed$3,000
2026-05-22Listed for sale$375,000
2026-04-24Listed for rent$3,000
2026-04-24Listing removed$375,000
2026-03-10Listed for sale$375,000
2026-03-05Listing removed$3,000
2026-02-03Price change$3,000
2026-01-20Listed for rent$3,200
2026-01-20Listing removed$375,000
2025-12-01Price change$375,000
2025-10-25Listed for sale$385,000
2025-04-17Sold$205,000
2006-02-22Sold$130,000
2005-01-31Sold$35,000

For Sale by Agent

AgentJohn Bolos
BrokerageKeller Williams South Park

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