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6712 Thornhill Cir, Windermere, FL, 34786

5beds
4baths
2,976sqft
$680,000
$228price/sqft
$5,107/moest. monthly cost
$204,280/yrincome needed

About This Home

With timeless curb appeal and a front porch built for slow mornings, this Windermere home blends classic charm with the upgrades that make everyday life easier. Step inside and the ceilings rise, sunlight floods through, and hardwood floors (2021) lead you through open living and dining spaces that flow seamlessly into a remodeled kitchen with quartz countertops, updated cabinetry, and dual pantries that actually hold it all. The primary suite sits privately on the main floor with with a large walk in closet, and ensuite, while three additional bedrooms offer room to spread out — perfect for guests, a home office, or both. The main-level guest bath keeps accessibility in mind with a sleek zero-entry shower, while a nearby half bath makes life easier for everyday traffic. Upstairs, a full suite with its own bath creates the ideal spot for visitors, multi-generational living, or a tucked-away retreat when you need a breather. Covered porches in both the front and back extend your living outdoors, while a rear-entry two-car garage keeps the curb appeal clean. Inside the garage, a wheelchair ramp provides easy access from the garage — and can be removed by the seller if not needed. Major updates are already handled: newer roof (2021), water heater (2018), and one of two HVACs replaced in 2021. Low HOA dues get you high-return perks — a resort-style pool, lake pier for fishing and star-gazing, tennis, volleyball, basketball, playgrounds, and open green space for everything else. All of it just minutes from Windermere’s shops, dining, and top-rated schools. High ceilings, natural light, updates for modern comfort — this is the Windermere vibe, done right.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

9/10
8/10
7/10
Windermere High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Shower No Tub,Sink - Pedestal
  • Level: First

Bathroom3

  • Features: Single Vanity,Tub With Shower
  • Level: Second

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Bedroom4

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom5

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Built-in Features,Ceiling Fan(s),Chair Rail,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Carpet,Tile,Hardwood
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,721
  • Total interior livable area: 2,976 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Stone Counters
  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Features: Dual Sinks,Garden Bath,Split Vanities,Tub with Separate Shower Stall,Water Closet/Priv Toilet,Window/Skylight in Bath
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Entrance,Visitor Bathroom,Accessible Hallway(s),Enhanced Accessible,Grip-Accessible Features

Details

  • Parcel number: 242327542700200
  • Zoning: P-D
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Exterior features: Irrigation System,Lighting,Private Mailbox,Sidewalk
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 6,000 sqft
  • Features: Landscaped,Near Golf Course,Sidewalk,Unincorporated

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Rear,Ground Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Hail
Heat Wave
Wildfire

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$483$5,796
Property Taxes $887$10,644
Electricity $299$3,593
Total$5,107$61,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,097/yr
40% on housing$153,210/yr
45% on housing$136,186/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 34786$468
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 34786$296
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-16Price change$680,000
2025-11-13Listed for sale$695,000
2025-11-06Pending sale$695,000
2025-10-13Listed for sale$695,000
2021-09-26Listing removed--
2021-09-25Listed for rent$2,645
2007-06-08Sold$480,900

For Sale by Agent

AgentBrad Young
BrokerageHOMEVEST REALTY

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