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12 Golf House Rd, Laguna Vista, TX, 78578

2beds
2baths
1,127sqft
$238,000
$211price/sqft
$1,903/moest. monthly cost
$76,120/yrincome needed

About This Home

This Inviting, lakefront 2-bedroom 2-bath Villa is conveniently located at the SPI Golf Course Community. This charming villa has all the comfortable-living upgrades. Reverse osmosis water system, , granite counter tops, new appliances, covered patio and fully furnished. The golf course offers 2 community swimming pools, exercise room, tennis courts and a fantastic bar and grill next to the Proshop. schedule a tour with me today!

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Derry Elementary SchoolGrades PK-55.7 mi
4/10
Port Isabel High SchoolGrades 8-124.5 mi
4/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Architectural style: Golf Course-Villa
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,127
  • Total interior livable area: 1,127 sqft

Property

Details

  • Parcel number: 7246040000012000
  • Zoning: E

Features

  • Pool features: Pool-Outdoor
  • Patio & porch: Screened
  • Spa features: Community
  • Has view: Yes
  • View description: Water,Golf Course-Lake View
  • Has water view: Yes
  • Water view: Water,Golf Course-Lake View
  • On waterfront: Yes
  • Waterfront features: Waterfront

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Coastal Flooding
Hail
Heat Wave
Inland Flooding
Ice Storm
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,203$14,436
Home Insurance *$88$1,056
Property Taxes $374$4,488
Electricity $238$2,859
Total$1,903$22,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,245/yr
40% on housing$57,090/yr
45% on housing$50,746/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 78578$169
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78578$252
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Price change$238,000
2026-02-19Price change$250,000
2025-12-10Listed for sale$255,000
2025-10-10Listing removed$255,000
2025-09-07Listing removed$1,950
2025-09-05Listed for sale$255,000
2025-08-13Listing removed$255,000
2025-08-01Listed for rent$1,950
2025-04-09Listed for sale$255,000
2025-03-02Listing removed$260,000
2024-09-03Listed for sale$260,000
2024-08-08Listing removed$270,000
2024-02-07Listed for sale$270,000
2023-12-10Listing removed--
2023-11-17Listed for rent$1,850

For Sale by Agent

AgentRamiro Aguirre
BrokerageSPI Realty

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