See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12779 Elton St NE, Gowen, MI, 49326

2beds
1baths
1,200sqft
$269,000
$224price/sqft
$1,896/moest. monthly cost
$75,840/yrincome needed

About This Home

So affordable with so many fantastic updates. Big deck so you can hang out and visit while roasting the marshmallows. Extra large shed with loft to store lake toys. The bathroom is all new with lower walk in shower and very nice vanity. Plenty of room in the laundry area for projects. The open floor plan allows you to visit with guests while preparing meals with center island. All appliances new along with a new roof. 2 lots may be divided. Nice new AC window unit. Paver brick Patio with firepit. Beautiful Association lakeside park with picnic tables and beach front only a 2 min walk to the park. All interior furniture, Beds, Couch and appliances to remain. Move right in and enjoy the rest of the summer in paradise!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
Greenville Middle SchoolGrades 5-85.6 mi
7/10

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Center Island
  • Window features: Replacement
  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Forced Air,Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 410422283016
  • Zoning description: L-R

Features

  • Stories: 1
  • Fencing: Privacy
  • Waterfront features: Lake
  • Waterbody name: Lincoln Lake

Lot

  • Lot size: 9,583 sqft
  • Features: Wooded
  • Lot size dimensions: 120 x 80

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Kent County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,360$16,320
Home Insurance *$113$1,356
Property Taxes $235$2,820
Electricity $188$2,259
Total$1,896$22,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$65,005/yr
40% on housing$56,880/yr
45% on housing$50,560/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 49326$310
Kent County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 49326$191
Kent County$201

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$269,000
2026-07-25Listing removed$1,650
2026-07-18Listed for rent$1,650
2023-05-05Sold$152,500
2023-04-16Pending sale$124,900
2023-04-12Listed for sale$124,900
2017-07-05Sold$16,000
2017-03-24Listed for sale$23,900
2017-03-24Pending sale$23,900
2017-03-14Price change$23,900
2017-03-10Price change$21,500
2017-03-04Price change$23,900
2017-02-11Price change$24,500
2016-11-28Price change$26,900
2016-11-21Price change$24,500
2016-11-11Price change$26,900
2016-10-27Price change$28,500
2016-10-08Price change$30,900
2016-09-19Price change$31,500
2016-09-02Price change$34,000
2016-08-26Price change$36,500
2016-08-11Listed for sale$39,000
2013-04-10Sold$31,000
2011-03-11Sold$8,286
2011-01-22Price change$20,610
2010-11-29Listed for sale$22,900
2010-02-23Sold$71,528

For Sale by Agent

AgentJoice R Smith
BrokerageCountry Hills Realty

Similar Homes