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3110 SW Coast Ave, Lincoln City, OR, 97367

2beds
1baths
693sqft
$348,000
$502price/sqft
$2,486/moest. monthly cost
$99,440/yrincome needed

About This Home

Cute cottage home in Nelscott two blocks to beach. 2B /1B With large deck to the east. Laundry and Bonus room downstairs. Possible room for garage behind house. Easy to show. Invest in your future at the coast.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
Taft Elementary SchoolGrades 3-60.6 mi
6/10
Taft Middle SchoolGrades 7-80.6 mi
3/10
Taft High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Combination,Concrete Perimeter,Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type,Wood Siding,T1-11 Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Oven,Electric Range,Refrigerator,Washer,Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Open Floorplan
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Laminate
  • Finished area below ground: 266
  • Finished area above ground: 693

Heating & Cooling

  • Heating features: Electric,Natural Gas,Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 693
  • Total interior livable area: 693 sqft

Property

Details

  • Parcel number: 600
  • Zoning description: NP - Nelscott Plan District
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered Porch,Rear Porch
  • Exterior features: Entry Flat,Storage
  • Fencing: None

Lot

  • Lot size: 2,178 sqft
  • Features: City Lot,Sloped

Parking

  • Parking features: On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,759$21,108
Home Insurance *$79$948
Property Taxes $472$5,664
Electricity $176$2,119
Total$2,486$29,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,234/yr
40% on housing$74,580/yr
45% on housing$66,293/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$502This listing

vs Other Active Listings

Avg $/sqft

ZIP 97367$318
Lincoln County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 97367$344
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$348,000
2026-05-12Listed for sale$348,000
2019-11-17Listing removed$205,000
2019-08-27Price change$205,000
2019-05-21Listed for sale$230,000
2005-08-23Sold$115,000
1996-12-13Sold$82,500
1994-11-04Sold$78,000

For Sale by Agent

AgentSteve J Rutherford
BrokerageTaylor & Taylor Realty Company

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