645 SE 4th St, Newport, OR, 97365
About This Home
Make an offer - Price reduced, Dual Living. Ocean and Bay view, wrap around deck, ADU, 2 heat systems, New roof, new windows, fresh exterior paint, new flooring, New doors. Owner financing available, good terms. Large bedrooms, plenty of storage. Looking for a beach home that can generate income while you go to the beach - you found it.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1975
Materials
- Foundation: Block
- Roof: Composition
- Construction materials: Other
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Wine Refrigerator
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Daylight,Exterior Entry,Finished,Full,Interior Entry
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 3
Features
- In-Law Floorplan
- Window features: Double Pane Windows
- Flooring: Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Gas,Wood Burning
- Fireplace: Yes
- Finished area below ground: 1,783
- Finished area above ground: 2,161
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Other
Interior Area
- Total structure area: 3,944
- Total interior livable area: 3,944 sqft
Property
Details
- Parcel number: 11111
- Zoning description: R-2 Residential
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Wrap Around Deck
- Exterior features: Private Yard
- Has view: Yes
- View description: Bridge(s),Bay,Ocean
- Has water view: Yes
- Water view: Bay,Ocean
Lot
- Lot size: 5,227 sqft
- Features: Landscaped
- Lot size dimensions: 50*100
Parking
- Total spaces: 2
- Parking features: Attached Garage,Driveway,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Coastal Flooding
- Inland Flooding
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lincoln County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $220 | $2,640 |
| Property Taxes | $1,155 | $13,860 |
| Electricity | $357 | $4,295 |
| Total | $5,772 | $69,264 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $799,000 |
| 2026-07-08 | Listed for sale | $835,000 |
| 2026-07-02 | Listing removed | $895,000 |
| 2026-06-02 | Price change | $895,000 |
| 2026-05-13 | Listed for sale | $998,000 |
| 2026-01-22 | Listing removed | -- |
| 2025-12-30 | Price change | $800,000 |
| 2025-10-28 | Listed for sale | $895,000 |
| 2024-12-30 | Listing removed | $998,000 |
| 2024-05-31 | Listing removed | $1,099,000 |
| 2023-11-10 | Listed for sale | $1,099,000 |
| 2022-11-11 | Listing removed | -- |
| 2022-08-12 | Listed for sale | $1,499,995 |
| 2020-09-18 | Listing removed | $525,000 |
| 2020-09-02 | Listed for sale | $525,000 |
| 2020-09-02 | Pending sale | $525,000 |
| 2020-08-16 | Pending sale | $525,000 |
| 2020-03-31 | Listed for sale | $525,000 |
| 2018-06-11 | Sold | $375,250 |
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