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5729 NW Pacific Coast Hwy, Seal Rock, OR, 97376

1beds
1baths
588sqft
$195,000
$332price/sqft
$1,411/moest. monthly cost
$56,440/yrincome needed

About This Home

Coastal cabin perfect for a weekend getaway with Pacific Coast Hwy 101 frontage! Located in Seal Rock! Fulltime living offers a quaint spot with back deck and nearby public beach accesses north and south. Affordable coastal home is a great opportunity to upgrade and personalize for your retreat or nice space to live and explore coastal living!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

7/10
Crestview Heights SchoolGrades K-64.3 mi
2/10
Waldport Middle SchoolGrades 7-84.2 mi
5/10
Waldport High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Combination
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Built-In Electric Oven

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 588

Heating & Cooling

  • Heating features: Electric,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 588
  • Total interior livable area: 588 sqft

Property

Details

  • Parcel number: 131201DA0430000
  • Zoning description: RR-2 Rural 2 acre
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Forest

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Ice Storm
Coastal Flooding
Landslide
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$37$444
Property Taxes $212$2,544
Electricity $176$2,119
Total$1,411$16,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,377/yr
40% on housing$42,330/yr
45% on housing$37,626/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 97376$350
Lincoln County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 97376$310
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$189,000
2026-07-22Listed for sale$195,000
2026-07-16Pending sale$195,000
2026-07-08Listed for sale$195,000
2023-05-01Sold$90,000
2006-06-16Sold$129,000

For Sale by Agent

AgentNichole Anderson
BrokerageEmerald Coast Realty - Waldport

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