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1208 SW Division St, Waldport, OR, 97394

4beds
2baths
2,432sqft
$529,000
$218price/sqft
$3,655/moest. monthly cost
$146,200/yrincome needed

About This Home

If you love homes with timeless character, this classic 1954 Cape Cod is calling. Offering 2,432 sq ft of living space, the layout features a formal living room, separate family room, four bedrooms, and two baths on a level .27-acre lot. Start your mornings in the breakfast nook with peek-ocean views, then take a short stroll to public beach access and miles of sandy shoreline in both directions. A new roof (2023) and solid construction provide a strong foundation—ready for your personal touch. The property includes an impressive 864 sq ft detached garage and workshop, perfect for hobbies, storage, or creative pursuits. Vacation rental and investment potential make this an equally compelling opportunity (buyer to verify with local authorities). And for aviation enthusiasts or private aircraft owners, a unique bonus: a small airport just blocks away offers rare, convenient access you won't find in most coastal communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
Crestview Heights SchoolGrades K-61.7 mi
2/10
Waldport Middle SchoolGrades 7-81.7 mi
5/10
Waldport High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cedar,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,Breakfast Nook
  • Window features: Double Pane Windows
  • Flooring: Vinyl,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,432

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ductless,Electric,Heat Pump

Interior Area

  • Total structure area: 2,432
  • Total interior livable area: 2,432 sqft

Property

Details

  • Parcel number: R258880
  • Zoning description: R-1 Residential, Single Family
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Private Yard
  • Fencing: None
  • Has view: Yes
  • Has water view: Yes

Lot

  • Lot size: 0.27 Acres
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Additional Parking,Detached Garage,Garage Door Opener,Off Street,Workshop in Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Landslide
    LandslideModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding
Ice Storm
Landslide
Tsunami

FEMA Declared Disasters in Lincoln County and Oregon

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$149$1,788
Property Taxes $612$7,344
Electricity $220$2,648
Total$3,655$43,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,314/yr
40% on housing$109,650/yr
45% on housing$97,466/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 97394$259
Lincoln County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 97394$303
Lincoln County$331

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$549,000
2026-04-04Price change$559,000
2026-03-01Price change$569,000
2025-09-11Price change$595,000
2025-03-25Listed for sale$640,000

For Sale by Agent

AgentTammy L Gagne
BrokeragePremiere Property Group, LLC (Newport)

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