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534 Villa Ter, York, PA, 17403

4beds
4baths
4,973sqft
$650,000
$131price/sqft
$4,912/moest. monthly cost
$196,480/yrincome needed

About This Home

Sophisticated elegance meets exceptional comfort in this truly one-of-a-kind home. The custom Rojahn kitchen is a chef's dream, featuring Wolf wall ovens and cooktop, a pot filler, Sub-Zero refrigerator, a two-drawer dishwasher, and a spacious island with a prep sink. Throughout the home, you'll find graceful architecture with 9-foot ceilings, stunning stained-glass accents, beautiful woodwork, French doors, and custom built-in cabinetry and shelving. Designed for both everyday living and entertaining, the home offers two bright and inviting sunrooms that fill the interior with natural light. Energy efficiency is enhanced by 69 newer windows, providing year-round comfort while preserving the home's timeless character. The bonus room on the 3rd floor could be a possible 5th bedroom. The finished lower level is the perfect place to gather or unwind, complete with a private sauna and full shower. An additional unfinished area offers abundant storage space. A radon mitigation system adds extra safety. Step outside to a spacious deck that seamlessly extends the living area—ideal for entertaining guests, dining al fresco, or simply relaxing while overlooking the beautifully landscaped grounds. The professionally designed outdoor spaces feature a tranquil pond, dry river bed, lush perennial gardens, and thriving vegetable and herb gardens. A 6-foot privacy fence surrounds the backyard, creating a peaceful and secluded retreat. Additional highlights include an oversized detached rear garage with second-floor storage, ample off-street parking, and exceptional craftsmanship throughout. Every detail has been thoughtfully designed, making this extraordinary property a rare opportunity to own a truly distinctive home. A First American Home Warranty completes this amazing package!

Getting Around

34
WalkingCar-Dependent
25
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

8/10
Indian Rock El SchoolGrades 3-51.1 mi
7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1921

Materials

  • Foundation: Block
  • Roof: Slate
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Dryer,Oven/Range - Gas,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Features: Flooring - Wood
  • Level: Upper

Bedroom3

  • Features: Flooring - Carpet
  • Level: Upper

Bedroom4

  • Features: Flooring - Carpet
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Wood
  • Level: Upper

Dining Room

  • Features: Flooring - Wood
  • Level: Main

Family Room

  • Features: Flooring - Carpet
  • Level: Lower

Features

  • Ceiling Fan(s),Floor Plan - Traditional,Formal/Separate Dining Room,Kitchen - Gourmet,Kitchen Island,Sauna,Upgraded Countertops
  • Window features: Double Hung,Energy Efficient,Screens
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 597
  • Finished area above ground: 4,376

Foyer

  • Features: Flooring - Wood
  • Level: Main

Heating & Cooling

  • Heating features: Radiator,Steam,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 5,773
  • Total interior livable area: 4,973 sqft

Kitchen

  • Features: Flooring - Wood
  • Level: Main

Laundry

  • Features: Flooring - Tile/Brick
  • Level: Main

Living Room

  • Features: Flooring - Wood,Fireplace - Gas
  • Level: Main

Other

  • Features: Flooring - Tile/Brick
  • Level: Main

Other

  • Features: Flooring - Carpet
  • Level: Main

Primary Bedroom

  • Features: Flooring - Wood,Ceiling Fan(s)
  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 480002600870000000
  • Zoning: MD DENSITY RESIDENTIAL
  • Zoning description: Medium Density Residential
  • Special condition: Standard
  • Exclusions: Refrigerator And Freezer In Basement

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Exterior features: Lawn Sprinkler,Sidewalks
  • Has spa: Yes
  • Spa features: Heated

Lot

  • Lot size: 0.66 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage Faces Rear,Garage Door Opener,Oversized,Concrete,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Earthquake
Hurricane
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$247$2,964
Property Taxes $834$10,008
Electricity $545$6,547
Total$4,912$58,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,411/yr
40% on housing$147,360/yr
45% on housing$130,986/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$131This listing

vs Other Active Listings

Avg $/sqft

ZIP 17403$120
York County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 17403$158
York County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$599,900
2026-08-06Listed for sale$650,000
2016-08-15Sold$437,500
2016-05-16Listed for sale$449,900
2003-06-09Sold$250,000
2003-04-25Sold$202,000

For Sale by Agent

AgentKraig Hursh
BrokerageBerkshire Hathaway HomeServices Homesale Realty

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