4632 N Lake Vista Trl, Hernando, FL, 34442
About This Home
Discover the charm of this beautifully maintained two-bedroom, two-bathroom villa with a two-car garage and an additional bonus room, perfectly situated in the gated 55+ lakefront community of Arbor Lakes. From the moment you step inside, you will be welcomed by soaring high ceilings and an abundance of natural light that fills the home, creating a warm and inviting atmosphere. The spacious living and dining areas are thoughtfully designed to provide comfort and functionality, making them ideal for both everyday living and entertaining guests. The kitchen is light and bright, featuring ample storage, a skylight that enhances the natural illumination, a breakfast bar for casual dining, and new matching stainless appliances installed in 2025. The serene primary suite offers a peaceful sanctuary, complete with a generous walk-in closet and ensuite bathroom. The ensuite is elegantly appointed with dual sinks and a walk-in shower, providing both convenience and style. The split floor plan ensures privacy, with an additional bedroom and a full main bathroom located on the opposite side of the home. A versatile bonus room adds extra flexibility, for use as a home office or hobby space. This villa has been thoughtfully designed to balance comfort and practicality, making it an ideal choice for those seeking a relaxed lifestyle in a vibrant community. To add even more convenience, furnishings and housewares are available separately should you choose to make this home truly move-in ready. And here's an added BONUS...Enjoy peace of mind year-round with professionally installed hurricane shutters completed in 2024, ensuring added protection through every storm! Roof 2020, AC 2014. Tucked in the heart of the Nature Coast, you'll see the homes in this community are all well-kept and beautifully maintained. HOA fees include Cable/Internet, Garbage Service, Lawn Service, Exterior Paint, Irrigation & Pest control. Arbor Lakes features lots of activities & amenities to keep you going: Fishing pier, boat ramp on Lake Tsala Apopka (community only), nature trail, tennis court, shuffleboard, boat/RV storage, clubhouse, swimming pool, and more. You won't be bored here! The Hernando chain of lakes features some of the best fishing in FL and nearby you will find plenty of outdoor activities from hiking & biking trails to great kayaking areas. The city of Hernando is a short distance from it all; shopping, restaurants, healthcare, hospitals, and gas stations are all close by. Ocala 25 miles, Crystal River is 15 miles, Tampa/Orlando can be reached in just over an hour. Don't miss the chance to experience the Florida lifestyle at its finest in Arbor Lakes! (ALSO ON STELLAR: OM715281)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Block,Slab
- Roof: Asphalt,Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater
- Laundry features: In Garage
Bathroom
- Level: Main
- Dimensions: 8.70 x 7.80
Bedroom
- Level: Main
- Dimensions: 12.00 x 11.80
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Main
- Dimensions: 14.50 x 8.30
Features
- Attic,Breakfast Bar,Cathedral Ceiling(s),High Ceilings,Laminate Counters,Main Level Primary,Primary Suite,Open Floorplan,Pull Down Attic Stairs,Split Bedrooms,Shower Only,Skylights,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s),Window Treatments,First Floor Entry
- Window features: Blinds,Skylight(s)
- Flooring: Tile
- Attic: Pull Down Stairs
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 1,840
- Total interior livable area: 1,296 sqft
Kitchen
- Level: Main
- Dimensions: 11.40 x 16.00
Living Room
- Level: Main
- Dimensions: 14.50 x 19.11
Master Bathroom
- Level: Main
- Dimensions: 4.11 x 11.30
Master Bedroom
- Features: Primary Suite
- Level: Main
- Dimensions: 13.11 x 14.00
Property
Details
- Parcel number: 3108463
- Zoning: PDR
- Special condition: Standard,Listed As-Is
Features
- Levels: One
- Stories: 1
- Pool features: None
- Exterior features: Sprinkler/Irrigation,Landscaping,Storm/Security Shutters,Concrete Driveway
- Waterfront features: Boat Ramp/Lift Access,Lake Front,Water Access
- Frontage type: Lakefront
Lot
- Lot size: 6,534 sqft
- Features: Rectangular
- Lot size dimensions: 53 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage,Boat,RV Access/Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Citrus County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,086 | $13,032 |
| Home Insurance * | $139 | $1,668 |
| Property Taxes | $171 | $2,052 |
| Electricity | $197 | $2,366 |
| Total | $1,593 | $19,116 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-23 | Price change | $219,000 |
| 2025-12-17 | Listed for sale | $223,000 |
| 2016-07-13 | Listing removed | $135,000 |
| 2016-06-26 | Listed for sale | $135,000 |
| 2001-11-20 | Sold | $20,000 |
For Sale by Agent
View on Zillow