See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

37945 Monticello St, Leesburg, FL, 34788

3beds
2baths
1,584sqft
$200,000
$126price/sqft
$1,700/moest. monthly cost
$68,000/yrincome needed

About This Home

PRICE IMPROVEMENT!!! MOTIVATED SELLER......FULLY FURNISHED, BEAUTIFUL WELL MAINTAINED 3 bedroom/2 bath home in Lake Yale Estates, this turn-key oasis is ready for you to move in and enjoy all that Lake County has for you. The community is on Lake Yale, a beautiful 4,000+ acre lake with great fishing and watersports. This home features a new metal roof (2022) with a large, vaulted ceiling carport, a storage shed/workshop, and a screened in patio for your enjoyment. With 3 large bedrooms that all have walk-in closets and 2 full bathrooms you have plenty of room for family and friends to visit. This home has an open floorplan with vaulted ceilings, a fireplace, built-in desk/shelving in one of the bedrooms, lots of storage, plenty of cabinets and countertop space with an island for cooking and entertaining, and don't forget about the indoor laundry room!!! This golf cart friendly community has so much to offer with a heated pool and hot tub, fishing pier, community firepit, and a lovely sandy beach down at the water's edge. Conveniently located near medical facilities, shopping and restaurants with year-round festivals and events at any of the 4 quaint historical downtowns. Welcome Home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
3/10
Eustis Middle SchoolGrades 6-87.5 mi
3/10
Eustis High SchoolGrades 9-126.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Features,Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 120.84
  • Dimensions: 10.6x11.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 149.6
  • Dimensions: 13.6x11

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Linoleum
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Florida Room

  • Level: First
  • Area: 264
  • Dimensions: 12x22

Great Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 368
  • Dimensions: 16x23

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,280
  • Total interior livable area: 1,584 sqft

Kitchen

  • Features: Kitchen Island,Pantry
  • Level: First
  • Area: 218.5
  • Dimensions: 19x11.5

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 155.04
  • Dimensions: 11.4x13.6

Property

Details

  • Parcel number: 241825150000008600
  • Zoning: RMRP
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Screened
  • Exterior features: Irrigation System
  • Waterfront features: Lake,Lake Privileges,Fishing Pier
  • Waterbody name: LAKE YALE

Lot

  • Lot size: 8,348 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$127$1,524
Property Taxes $365$4,380
Electricity $197$2,366
Total$1,700$20,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,285/yr
40% on housing$51,000/yr
45% on housing$45,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 34788$76
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34788$170
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$200,000
2026-02-04Price change$229,000
2025-04-17Listed for sale$245,000
2005-02-23Sold$130,000

For Sale by Agent

AgentDebbie Affatato
BrokerageCENTRAL LAKES REALTY LLC

Similar Homes