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14298 Reserve Ct, Pt Charlotte, FL, 33953

2beds
2baths
1,629sqft
$269,900
$166price/sqft
$1,878/moest. monthly cost
$75,120/yrincome needed

About This Home

NEW ROOF 2026!!! This immaculate home features 2 bedrooms, a den, and 2 bathrooms, along with a 2-car garage. It offers a tranquil and private view of the nature preserve from the backyard. Enter through the side door into an open floor plan that includes a spacious, well-appointed kitchen equipped with cherry cabinets, tile backsplash, solid surface countertops, and a functional island with breakfast bar seating. The Poinciana villa floor plan includes a den or family room along with a split bedroom layout. The interior has been freshly painted and tastefully decorated. Enjoy a luxurious experience in the master suite, which features a soaking tub and an adjacent frameless glass shower. This villa is being offered as a turn-key furnished home and is ready for you to move in. Riverwood community offers world-class amenities, including a par-72 championship golf course, a state-of-the-art fitness center, a resort-style pool, pickleball and Har-Tru tennis courts. Private Beach Club on Manasota Key (Memberships based on availability) - Located minutes from fine dining, shopping, boating, and the pristine Gulf of Mexico beaches, this is your opportunity to embrace the ultimate Florida lifestyle. Don’t let this magnificent home slip away. Schedule a showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

6/10
Liberty Elementary SchoolGrades PK-57.2 mi
4/10
Murdock Middle SchoolGrades 6-83.8 mi
2/10

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Block
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Villa

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 120
  • Dimensions: 8x15

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 16x9

Features

  • Ceiling Fan(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Ceramic Tile
  • Common walls with other units/homes: End Unit

Great Room

  • Level: First
  • Area: 285
  • Dimensions: 19x15

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,221
  • Total interior livable area: 1,629 sqft

Kitchen

  • Level: First
  • Area: 128
  • Dimensions: 16x8

Laundry

  • Level: First
  • Area: 42
  • Dimensions: 7x6

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 192
  • Dimensions: 16x12

Property

Details

  • Parcel number: 402128126013
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Gray Water System
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 6,898 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$129$1,548
Property Taxes $188$2,256
Electricity $197$2,366
Total$1,878$22,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,388/yr
40% on housing$56,340/yr
45% on housing$50,080/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 33953$175
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33953$169
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$284,900
2026-02-05Price change$299,000
2025-12-01Price change$319,000
2025-11-07Price change$329,000
2025-10-07Price change$339,000
2025-06-17Price change$344,000
2025-05-14Price change$349,000
2025-03-01Listed for sale$355,000

For Sale by Agent

AgentJanice Fanstill
BrokerageRIVERWOOD REALTY

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