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145 Driftwood Dr, Mooresville, NC, 28117

2beds
1baths
1,145sqft
$363,000
$317price/sqft
$2,325/moest. monthly cost
$93,000/yrincome needed

About This Home

Charming Lake Norman Retreat – Small Home, Big Appeal! This full-brick, no-HOA home offers the perfect blend of comfort and convenience, just minutes from two marinas, local restaurants, and scenic walking areas—and even closer to the water. Enjoy the relaxed lake lifestyle in this inviting 2-bedroom, 1-bath home, ideal as a weekend getaway, investment property, or full-time residence. Inside, the well-maintained open floor plan features an inviting kitchen with stainless steel appliances, timeless cabinetry, and durable Laminate wood flooring throughout. The home also offers spacious living and dining areas, two generously sized bedrooms, and a centrally located full bathroom. Step outside to a large rear deck overlooking a private backyard—perfect for entertaining, gardening, or simply unwinding. This property presents an affordable opportunity to experience the best of Lake Norman living or investment property. Schedule your showing today—this one won’t last!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

5/10
Woodland Heights MiddleGrades 6-81.8 mi
7/10
Lake Norman High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: In Kitchen

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Breakfast Bar,Open Floorplan
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,145

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,145
  • Total interior livable area: 1,145 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 4636506998.000
  • Zoning: RR
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.23 Acres

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,835$22,020
Home Insurance *$105$1,260
Property Taxes $185$2,220
Electricity $200$2,405
Total$2,325$27,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,714/yr
40% on housing$69,750/yr
45% on housing$62,000/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$278
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$363,000
2026-02-24Listing removed$368,000
2025-08-12Price change$368,000
2025-06-21Price change$374,000
2025-05-06Listed for sale$379,900
2017-08-30Sold$170,000
2017-07-19Pending sale$170,000
2017-07-04Listed for sale$170,000
2001-06-04Sold$89,000

For Sale by Agent

AgentJavier Sims Davila
BrokerageSouthern Homes of the Carolinas, Inc

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