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643 Downhaul Dr, Perdido Key, FL, 32507

3beds
2baths
1,943sqft
$335,000
$172price/sqft
$3,015/moest. monthly cost
$120,600/yrincome needed

About This Home

Welcome to 643 Downhaul Drive, a well-maintained, all-brick home located in the desirable Emerald Shores community in the Perdido Key area. 1,943 square feet of living space. This 3-bedroom / 2-bath home combines comfort, privacy, and convenience. Tucked away off Gulf Beach Highway and set back from the main road, this home is just minutes from the white-sand beaches of Perdido Key, local marinas, parks, golf courses, shopping, dining, entertainment, and the back gate of NAS Pensacola. The split floor plan separates the spacious primary suite from the secondary bedrooms. The great room features vaulted ceilings, plant ledges, and a tiled fireplace. The open layout flows seamlessly into the dining area and spacious kitchen. The well-appointed kitchen features an island, new appliances, ample cabinetry, a large corner pantry, and a wet bar overlooking the great room—perfect for entertaining family and friends. The spacious master bedroom features a large walk-in closet along with an ensuite bath complete with a double vanity, garden tub, and separate shower. Generously sized secondary bedrooms provide flexibility for family, guests, a home office, or hobby space. Step outside to enjoy the large backyard, where a green belt behind the home provides a natural backdrop and additional privacy. The expansive patio offers the perfect spot for grilling, outdoor dining, or simply relaxing and enjoying the peaceful Gulf Coast surroundings. The roof was replaced in 2018. With its functional layout, quality construction, recent updates, private setting, and exceptional location near NAS Pensacola, Corry Station, and all that Perdido Key has to offer, 643 Downhaul Drive is ready for its next owner to enjoy the relaxed coastal lifestyle of the Gulf Coast.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
3/10
Escambia High SchoolGrades 9-127.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 132

Bedroom1

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 150

Features

  • Baseboards,Bookcases,Cathedral Ceiling(s),Ceiling Fan(s),Plant Ledges,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Blinds
  • Flooring: Tile,Vinyl,Carpet
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,943
  • Total interior livable area: 1,943 sqft

Kitchen

  • Level: First
  • Area: 216

Living Room

  • Level: First
  • Area: 306

Master Bedroom

  • Level: First
  • Area: 255

Property

Details

  • Parcel number: 193s313100520010
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio,Porch
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 0.26 Acres
  • Features: Interior Lot

Parking

  • Total spaces: 2
  • Parking features: 2 Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Escambia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$790$9,480
Property Taxes $335$4,020
Electricity $197$2,366
Total$3,015$36,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,371/yr
40% on housing$90,450/yr
45% on housing$80,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.1%
14.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 32507$272
Escambia County$204

vs Homes Sold Last Month

Median $/sqft

ZIP 32507$193
Escambia County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$331,900
2026-07-12Price change$335,000
2026-06-28Listed for sale$348,000
2024-06-07Listing removed--
2024-04-25Listed for rent$1,895
2023-05-08Listing removed--
2023-04-13Price change$1,995
2023-03-10Listed for rent$2,100
2022-07-18Listing removed--
2022-07-01Listed for rent$2,100
2019-04-21Listing removed$1,300
2019-04-15Listed for rent$1,300
2018-06-25Listing removed$1,250
2018-06-14Listed for rent$1,250
2015-09-27Listing removed$1,195
2015-09-12Price change$1,250
2015-08-31Price change$1,275
2015-08-07Listed for rent$1,295
2015-02-13Listing removed$1,195
2014-12-21Price change$1,195
2014-11-19Listed for rent$1,275
2013-08-09Listing removed$175,000
2013-04-05Price change$175,000
2013-03-09Listed for sale$180,000
2011-09-08Listing removed$1,095
2006-04-03Sold$198,000
2003-05-02Sold$130,100

For Sale by Agent

AgentMonica Foxall
BrokerageREALTY MASTERS

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