See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

497 Canvasback Rd, Mooresville, NC, 28117

3beds
3baths
1,900sqft
$647,000
$341price/sqft
$3,987/moest. monthly cost
$159,480/yrincome needed

About This Home

A Unique Ranch home with Panoramic Views of Lake Norman , located in a Lake access Community , Excellent Location , Conveniently located close to all shopping , restaurants , Lake Norman Schools, Low County Taxes . The Owners had remodeled for Their Forever Dream Home but due to other commitments are selling it . Enjoy the Waterview's across the street from your front porch , Primary Bedroom , Guest Bedroom , Dining and Breakfast room ( all have Waterview's ). Brand New LVP Flooring Throughout , Quartz Countertops , New Appliances, Maintenance Free Vinyl Siding is all brand new , All New Energy Savings Windows, 36" inch exterior doors , Wolf PVC decking with Westbury Aluminum Railing , Covered front porch features also the Wolf PVC maintenance free flooring ! ( NOTE : Room to build a detached shop/building out back behind the white picket fence . Walking Distance to the Lake Norman Golf Club ! Optional Lake Access Lot to use !

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
5/10
Woodland Heights MiddleGrades 6-82.2 mi
7/10
Lake Norman High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Breakfast Bar
  • Window features: Insulated Windows
  • Flooring: Other
  • Fireplace features: Great Room
  • Finished area below ground: 0
  • Finished area above ground: 1,900

Great Room

  • Features: Ceiling Fan(s)
  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 4636818841
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Fencing: Back Yard,Fenced,Partial
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat Ramp
  • Waterbody name: Lake Norman

Lot

  • Lot size: 0.55 Acres
  • Features: Cleared,Views,Other - See Remarks
  • Lot size dimensions: 80 x 120 x 80 x 120

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,271$39,252
Home Insurance *$188$2,256
Property Taxes $328$3,936
Electricity $200$2,405
Total$3,987$47,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,697/yr
40% on housing$119,610/yr
45% on housing$106,320/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$341This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$277
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$675,000
2026-04-03Price change$699,000
2026-03-20Price change$725,000
2025-12-16Price change$749,500
2025-11-19Listed for sale$775,000
2024-10-03Sold$464,000
2023-01-18Listing removed--
2022-10-18Price change$559,900
2022-10-11Price change$570,000
2022-09-26Listed for sale$580,000
2022-07-15Sold$292,000
2009-07-13Listing removed$1,500
2009-03-29Price change$1,500
2009-03-19Price change$360,000
2009-02-20Price change$1,700
2008-08-15Listed for sale$350,000
1998-04-08Sold$172,000

For Sale by Agent

AgentCathy Lynch
Brokerage#1 Properties of Lake Norman

Similar Homes