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435 Stockman Ln, Lincoln, CA, 95648

3beds
2baths
1,844sqft
$684,999
$371price/sqft
$4,624/moest. monthly cost
$184,960/yrincome needed

About This Home

Nestled within the serene residential area of Sun City Lincoln Hills, is your new home! This gorgeous, and very spacious home with 3 bedrooms & 2 bathrooms, plus separate casita, is poised for its new occupants. The inviting living room offers a warm ambiance, centered around a comforting fireplace perfect for cooler evenings. Elegant crown molding graces the ceilings, enhancing the sophisticated atmosphere.Thoughtfully crafted built-in shelves provide ideal spaces for treasured collections or literary pursuits. Culinary endeavors come to life in the well-appointed kitchen, featuring a practical kitchen bar and a spacious kitchen peninsula, offering ample surface for meal preparation, entertaining, and casual dining. The durable granite countertops provide a luxurious feel, complemented by the exquisite crown molding, that adds a touch of refinement to this central gathering space. A private sanctuary awaits in the primary bedroom that is a lovely and serene retreat. This large bedroom also has a convenient slider with access to the spacious backyard, that gives tons of natural light! This personal space benefits from an ensuite bathroom, designed for convenience and privacy. Within the ensuite, a spacious walk in shower provides a refreshing experience and there is also an oversized walk in closet. The property boasts an open floor plan, fostering a sense of expansive living throughout its interior spaces. Beyond the living room, a bright family room offers a tranquil spot for relaxation complete with a dining area. Sleek sliding doors create a seamless transition between the comfort of the indoors and the charm of the backyard, offering stunning panoramic views of the outdoors while flooding the room with natural light. The perfect setting for entertainment and enjoyment. The expansive and fully-enclosed backyard offers a secluded sanctuary featuring meticulous professional, lushly appointed landscaping. Practicality is further enhanced by ample storage solutions throughout. This attractive home offers a harmonious blend of refined interior design and inviting outdoor amenities, promising a delightful way of life. The clubhouse, restaurants, activities, golf, shopping, and more are all right at your fingertips for you to relish and enjoy!!

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
7/10
Lincoln High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stone,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Free-Standing Gas Oven
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Breakfast Nook,Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,844 sqft

Kitchen

  • Features: Granite Counters,Stone Counters,Island w/Sink

Master Bathroom

  • Features: Closet,Shower Stall(s),Granite Counters

Master Bedroom

  • Features: Outside Access

Property

Details

  • Parcel number: 338100034000
  • Zoning description: R1
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Community,Possible Pool Site
  • Fencing: Back Yard
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 6,586 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Placer County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$173$2,076
Property Taxes $590$7,080
Electricity $398$4,786
Total$4,624$55,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,537/yr
40% on housing$138,720/yr
45% on housing$123,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$371This listing

vs Other Active Listings

Avg $/sqft

ZIP 95648$370
Placer County$402

vs Homes Sold Last Month

Median $/sqft

ZIP 95648$332
Placer County$339

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$705,999
2026-03-06Listed for sale$729,900
2003-05-23Sold$303,000

For Sale by Agent

AgentLori Frey
BrokerageFrey And Associates

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