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4380 Temecula St Unit 4, San Diego, CA, 92107

1beds
1baths
728sqft
$479,999
$659price/sqft
$3,366/moest. monthly cost
$134,640/yrincome needed

About This Home

Completely updated Point Loma townhouse is situated in an ideal location; only 5 minutes from Ocean Beach and everything else San Diego has to offer. This two-story townhome offers an amazing layout for entertaining with a living room and kitchen upstairs, and with bedroom downstairs. Recent upgrades include new luxury vinyl flooring, paint, and appliances. Mere minutes from all beaches, with 5 minutes by car gives you access to the 5 & 8 freeways. Entering the home, you will be met with a dedicated laundry room, hallway linen closet, primary bedroom, and completely updated bathroom. Back upstairs, open concept living and dining room with a balcony that allows slight views of Seaworld and fireworks. This unit also comes with TWO tandem parking spaces, central heating, and air. Amazing opportunity for a first time buyer, investor or someone looking to downsize.

Getting Around

61
WalkingSomewhat Walkable
38
TransitSome Transit
64
BikeBikeable

Schools

10/10
6/10
Correia Middle SchoolGrades 7-80.2 mi
9/10
Point Loma High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Other/Remarks
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Recessed Lighting,Remodeled Kitchen
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room
  • Common walls with other units/homes: No Unit Above or Below

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 728
  • Total interior livable area: 728 sqft

Property

Details

  • Parcel number: 4498672704

Features

  • Levels: 2 Story
  • Stories: 3
  • Pool features: N/K
  • Patio & porch: Balcony
  • Fencing: N/K

Lot

  • Lot size: 6,098 sqft

Parking

  • Total spaces: 2
  • Parking features: None Known

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$42$504
Property Taxes $499$5,988
Electricity $398$4,786
Total$3,366$40,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,405/yr
40% on housing$100,980/yr
45% on housing$89,760/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$659This listing

vs Other Active Listings

Avg $/sqft

ZIP 92107$894
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92107$1,018
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$500,000
2026-04-17Price change$510,000
2026-03-31Listed for sale$515,000
2026-01-26Listing removed$507,000
2026-01-08Price change$507,000
2025-12-04Price change$515,000
2025-09-14Price change$525,000
2025-09-09Listed for sale$550,000
2025-09-09Listing removed$550,000
2025-08-18Price change$550,000
2025-08-01Listed for sale$575,000
2024-04-25Listing removed--
2024-04-01Pending sale$575,000
2024-03-07Listed for sale$575,000
2023-03-13Sold$515,000
2023-02-17Pending sale$529,000
2023-01-31Price change$529,000
2023-01-25Price change$539,000
2023-01-06Listed for sale$549,000
2023-01-03Sold$360,000
2005-08-03Sold$275,000
2002-12-24Sold$180,000

For Sale by Agent

AgentTrent T Schulte
BrokerageeXp Realty of California, Inc.

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