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105 Quail Ln, Mooresville, NC, 28117

3beds
5baths
5,515sqft
$1,799,999
$326price/sqft
$11,046/moest. monthly cost
$441,840/yrincome needed

About This Home

WATERFRONT Ranch with full finished basement! One acre +lot, amazing views with deep water, property is nestled into a private cove. Park-like feeling with this boardwalk with steps into lake, large covered dock, boat slip Awesome deck completing stretching the back of home for enjoying lake views with motorized covered awnings. Cozy front all-brick covered porch, screened-in porch off the kitchen. Two 2-car garages, both oversized, 1 attached, 1 detached. Two driveways, one circular. 3 BD, 3 Full Baths, 2 Half Baths. Open living and vaulted ceiling & year round lake views from floor to ceiling windows. 2 massive stone fireplaces w/ blowers, one in the den one in the basement. Incredible main level kitchen has every convenience; double sink & second vegetable sink, expansive countertops, downdraft stove in center island, immense amount of cabinetry, built in desk. Skylights. 2nd full kitchen in basement & several flex areas in fully finished basement. Huge laundry room w/ storage & sink. Multiple finished storage rooms, built-ins in closets, including cedar lined are phenomenal. Heat source, propane on the main level, heat pump in basement. Please look at the media for all of the extras that comes with this home. LOW COUNTY TAXES ONLY

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

6/10
4/10
Lakeshore Middle SchoolGrades 6-82.2 mi
7/10
Lake Norman High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Built-in Features,Soaking Tub,Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Whirlpool
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Den,Wood Burning,Other - See Remarks
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 5,515

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 5,515
  • Total interior livable area: 5,515 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4638193987.000
  • Zoning: RR
  • Special condition: Standard
  • Other equipment: Generator,Generator Hookup

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch,Screened
  • Has view: Yes
  • View description: Water,Year Round
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Beach - Private,Covered structure,Dock,Pier,Waterfront
  • Waterbody name: Lake Norman

Lot

  • Lot size: 1.08 Acres
  • Features: Cul-De-Sac,Private,Sloped

Parking

  • Total spaces: 4
  • Parking features: Circular Driveway,Driveway,Attached Garage,Detached Garage,Garage Door Opener,Garage Faces Front,Garage Shop,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$525$6,300
Property Taxes $907$10,884
Electricity $513$6,164
Total$11,046$132,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$378,720/yr
40% on housing$331,380/yr
45% on housing$294,560/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$326This listing

vs Other Active Listings

Avg $/sqft

ZIP 28117$276
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28117$256
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-04Listed for sale$1,799,999
2019-11-13Sold$820,000
2019-10-27Pending sale$865,000
2019-10-14Price change$865,000
2019-09-05Price change$895,000
2019-08-14Listed for sale$950,000

For Sale by Agent

AgentEric Governale
BrokerageGovernale Realty

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