212 E Main St, Watertown, NY, 13601
About This Home
Seller financing available for this fixer upper in need of TLC (vandals cut some pipes and electric in one apartment). Seller can finance 40k with 5000 down or lease option with 3000 down, monthly payments of 400 interest only. One of the apartments needs minimal work to rent out. ALSO INCLUDES LOT ON 208 EAST MAIN ST.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1880
Materials
- Construction materials: Frame
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Hardwood,Varies
Heating
- Heating features: Gas,Forced Air
Interior Area
- Total structure area: 2,184
- Total interior livable area: 2,184 sqft
Property
Details
- Parcel number: 22180000300000023130000000
- Special condition: Standard
Lot
- Lot size: 0.30 Acres
- Features: Corner Lot,Rectangular,Rectangular Lot
- Lot size dimensions: 99 x 132
Parking
- Parking features: Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $278 | $3,336 |
| Home Insurance * | $28 | $336 |
| Property Taxes | $60 | $720 |
| Electricity | $360 | $4,331 |
| Total | $726 | $8,712 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $49,900 |
| 2026-04-27 | Pending sale | $45,000 |
| 2026-04-17 | Listed for sale | $45,000 |
| 2025-02-13 | Listing removed | $43,000 |
| 2024-09-16 | Sold | $96,052 |
| 2024-07-01 | Price change | $43,000 |
| 2024-05-17 | Price change | $44,000 |
| 2024-04-06 | Price change | $46,000 |
| 2024-03-06 | Price change | $48,000 |
| 2023-12-08 | Price change | $49,900 |
| 2023-11-08 | Price change | $53,000 |
| 2023-10-16 | Price change | $56,000 |
| 2023-10-02 | Price change | $58,000 |
| 2023-09-14 | Listed for sale | $59,900 |
| 2016-10-01 | Listing removed | $99,900 |
| 2014-09-14 | Listed for sale | $99,900 |
| 2012-06-20 | Listing removed | $99,500 |
| 2012-04-17 | Listed for sale | $99,500 |
| 2012-02-08 | Listing removed | $99,500 |
| 2012-02-07 | Listed for sale | $99,500 |
| 2011-11-25 | Listing removed | $99,500 |
| 2011-09-22 | Listed for sale | $99,500 |
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