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229 Clinton St, Watertown, NY, 13601

8beds
6baths
5,950sqft
$399,900
$67price/sqft
$3,652/moest. monthly cost
$146,080/yrincome needed

About This Home

Built in 1860, this stunning Italianate Victorian offers something genuinely uncommon in today's market: the flexibility to become whatever the right buyer needs it to be. Whether you're envisioning a grand single-family residence, a luxury owner-occupied duplex, or a three-unit income property, the bones and the scale are here — and the sellers are prepared to work with you. The home itself is a showcase of 19th-century craftsmanship updated for modern living. Soaring ceilings frame a large formal living room and dining room appointed with dentil molding, raised wood paneling, leaded glass, and gleaming hardwood floors. The kitchen has been updated to a state-of-the-art standard with cherry cabinetry, granite countertops, and stainless appliances. With six to eight bedrooms — including multiple primary suites — and five-and-a-half baths, the layout adapts to single-family comfort or multi-unit configuration with ease. Outside, a three-stall carriage house adds exceptional utility: additional storage, office space, or future income potential. The setting is quietly private despite being minutes from Watertown's hospital district and Fort Drum. Offered as-is or with seller renovations tailored to your intended use — pricing adjusts accordingly. If you've been waiting for a property with history, scale, and genuine upside, this is the one worth seeing in person.

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

3/10
Sherman SchoolGrades K-40.6 mi
7/10
Case Middle SchoolGrades 7-81.0 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1888

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Stone,PEX Plumbing

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Full,Walk-Up Access

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Leaded Glass
  • Flooring: Ceramic Tile,Hardwood,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating

  • Heating features: Gas,Forced Air,Hot Water,Steam

Interior Area

  • Total structure area: 5,950
  • Total interior livable area: 5,950 sqft

Property

Details

  • Parcel number: 22180001000000081170000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.69 Acres
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 115 x 262

Parking

  • Total spaces: 3
  • Parking features: Garage,Paved,Two or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$208$2,496
Property Taxes $439$5,268
Electricity $983$11,799
Total$3,652$43,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,211/yr
40% on housing$109,560/yr
45% on housing$97,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$67This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$116
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-11Listed for sale$499,900
2026-02-10Sold$180,000
2025-09-12Listing removed$440,000
2025-09-05Listing removed$440,000
2025-06-20Listing removed$440,000
2025-05-15Contingent$440,000
2024-07-25Price change$440,000
2024-07-17Price change$450,000
2024-06-15Price change$499,000
2024-03-29Listed for sale$525,000
2019-02-27Sold$235,000
2019-02-25Listed for sale$235,000
2018-12-21Pending sale$235,000
2018-12-21Listed for sale$235,000
2017-06-28Listing removed$340,000
2017-06-20Listed for sale$340,000
2016-06-22Listing removed$350,000
2016-01-05Listed for sale$350,000
2015-12-08Sold$235,750
2015-10-02Price change$396,300
2015-08-27Price change$329,000
2015-08-04Listed for sale$349,000
2014-11-24Listing removed$375,000
2011-12-20Listing removed$550,000
2000-07-27Sold$3,615
1997-04-09Sold$65,000

For Sale by Agent

AgentJoseph Murtha
BrokerageNorth Star Real Estate & Property Management

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