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302 Keyes Ave, Watertown, NY, 13601

4beds
3baths
3,238sqft
$279,900
$86price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Step into this gorgeous Victorian home right in the heart of Watertown! With 4 bedrooms, 3 baths, and over 3,200 square feet of space, there’s plenty of room to spread out and enjoy. You’ll love the mix of historic charm—like the detailed woodwork and high ceilings—along with modern updates throughout. The kitchen and living areas are great for everyday life or hosting get-togethers. Located close to local shops, restaurants, and parks, and just 15 minutes from Fort Drum, this place offers the perfect blend of character and convenience. Come see what makes this Watertown beauty so special!

Getting Around

81
WalkingVery Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

6/10
Knickerbocker SchoolGrades K-40.5 mi
7/10
Case Middle SchoolGrades 7-80.8 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1869

Materials

  • Foundation: Stone
  • Roof: Asphalt,Metal,Shingle
  • Construction materials: Blown-In Insulation,Wood Siding,Copper Plumbing,PEX Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Entrance Foyer,Separate/Formal Living Room,Other,See Remarks,Walk-In Pantry,Natural Woodwork,Convertible Bedroom
  • Window features: Leaded Glass
  • Flooring: Carpet,Hardwood,Tile,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Radiant
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 3,238
  • Total interior livable area: 3,238 sqft

Property

Details

  • Parcel number: 22180001100000072150000000
  • Special condition: Standard

Features

  • Patio & porch: Balcony,Covered,Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Balcony,Deck,Fully Fenced
  • Fencing: Full

Lot

  • Lot size: 9,922 sqft
  • Features: Corner Lot,Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 82 x 121

Parking

  • Total spaces: 2
  • Parking features: Detached,Electricity,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance *$146$1,752
Property Taxes $307$3,684
Electricity $535$6,421
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$290,000
2026-03-24Price change$298,000
2025-12-03Price change$305,000
2025-11-01Listed for sale$310,000
2023-04-14Sold$265,000
2023-02-17Pending sale$265,000
2023-01-26Price change$265,000
2023-01-20Price change$269,900
2023-01-08Price change$274,999
2022-12-22Listed for sale$279,900
2020-12-02Sold$227,900
2020-11-25Pending sale$218,000
2020-07-18Listed for sale$218,000

For Sale by Agent

AgentAdam Steria
BrokerageNorth Star Real Estate & Prop Mgmt LLC-Carthage

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