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363 Flower Ave E, Watertown, NY, 13601

4beds
2baths
1,642sqft
$192,900
$117price/sqft
$1,558/moest. monthly cost
$62,320/yrincome needed

About This Home

Location is everything, and this City of Watertown home delivers! Conveniently situated minutes from shopping, restaurants, Samaritan Medical Center, and less than 8 miles to the Fort Drum Mt. Belvedere Blvd gate, this home offers comfort, space, and convenience. Step onto the welcoming front porch and enter into a spacious foyer with the living room to your right. The main level continues into a family room, formal dining room, and modern kitchen featuring stainless steel appliances, along with an eat-in kitchen area or pantry space. A first-floor bedroom, office, or den with an attached full bathroom adds flexibility and convenience. Upstairs, you’ll find 3 additional bedrooms, a full bathroom, and laundry hookups. Outside, enjoy a spacious backyard complete with open and covered deck areas, plus privacy fencing—perfect for relaxing or entertaining. With modern updates throughout and a convenient location, this home is a must-see for buyers looking in the Watertown area!

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

6/10
Knickerbocker SchoolGrades K-40.4 mi
7/10
Case Middle SchoolGrades 7-80.7 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Foundation: Stone
  • Construction materials: Other,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Historic/Antique
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Gas Oven,Gas Range,Microwave,Refrigerator
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Home Office,Country Kitchen,Bedroom on Main Level
  • Window features: Thermal Windows
  • Flooring: Luxury Vinyl

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Property

Details

  • Parcel number: 22180001100000081060000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Open,Porch
  • Exterior features: Deck,Fully Fenced,Gravel Driveway
  • Fencing: Full

Lot

  • Lot size: 9,901 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 55 x 180

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $975$11,700
Home Insurance *$100$1,200
Property Taxes $212$2,544
Electricity $271$3,256
Total$1,558$18,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,417/yr
40% on housing$46,740/yr
45% on housing$41,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$219,900
2022-09-30Sold$163,000
2022-08-08Contingent$169,900
2022-07-24Price change$169,900
2022-07-16Price change$174,900
2022-07-02Price change$179,900
2022-06-17Listed for sale$189,900
2017-10-03Sold$101
2003-08-29Sold$27,000

For Sale by Agent

AgentMarsha Gibbons
BrokerageTLC Real Estate LLC - Carthage

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