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117 Bowers Ave, Watertown, NY, 13601

4beds
2baths
2,175sqft
$229,990
$106price/sqft
$1,893/moest. monthly cost
$75,720/yrincome needed

About This Home

Excellent investment opportunity or owner-occupied duplex in a prime Watertown location! This well-maintained property features two spacious 2-bedroom, 1-bathroom units — one upstairs and one downstairs. The first-floor unit offers a comfortable living area, formal dining room, kitchen, two generously sized bedrooms, convenient first-floor laundry, and both front and back entrances for easy access. The second-floor unit features a welcoming entry hall, bright living space, kitchen, full bathroom, and two bedrooms with a functional layout throughout. Outside, enjoy the large covered front porch, perfect for relaxing, along with a single-stall detached garage for additional storage or parking. Located just steps from Samaritan Medical Center and only minutes from shopping, dining, schools, and Fort Drum, this property offers convenience and strong rental potential in an ideal location! You don't want to miss out on this one. Contact you agent to get you in the doors today!!

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

7/10
Knickerbocker SchoolGrades K-40.4 mi
4/10
Case Middle SchoolGrades 7-80.4 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1890

Materials

  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Hardwood,Tile,Varies

Heating

  • Heating features: Gas,Forced Air

Interior Area

  • Total structure area: 2,175
  • Total interior livable area: 2,175 sqft

Property

Details

  • Parcel number: 22180001100000132180000000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 10,049 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 67 x 150

Parking

  • Total spaces: 1
  • Parking features: Garage,Paved,Two or More Spaces
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,162$13,944
Home Insurance *$120$1,440
Property Taxes $252$3,024
Electricity $359$4,313
Total$1,893$22,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,902/yr
40% on housing$56,790/yr
45% on housing$50,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$229,990
2026-07-06Price change$234,900
2026-06-05Listed for sale$239,900
2023-05-18Sold$165,000
2023-03-27Contingent$174,000
2023-03-24Listed for sale$174,000
2019-03-13Listing removed$144,900
2018-11-15Price change$144,900
2018-10-31Listed for sale$149,900
2012-12-05Sold$114,000
2011-10-23Listing removed$119,900
2011-07-13Price change$119,900
2011-05-27Price change$124,900
2011-03-12Listed for sale$129,900
2006-12-15Sold$120,000
2002-12-23Sold$51,100

For Sale by Agent

AgentDanielle Stover
BrokerageNorth Star Real Estate & Property Management

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