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210 S Rutland St, Watertown, NY, 13601

3beds
2baths
1,181sqft
$139,000
$118price/sqft
$1,172/moest. monthly cost
$46,880/yrincome needed

About This Home

Opportunity awaits in this 3-bedroom, 1.5-bath two-story home in Watertown! Offering a functional layout with spacious living areas and great potential, this property is ideal for investors or buyers looking to put their personal touch on a home. Conveniently located near local amenities, shopping, and Fort Drum. Being sold as-is—bring your vision and make it your own!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

6/10
Knickerbocker SchoolGrades K-40.7 mi
7/10
Case Middle SchoolGrades 7-81.0 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1920

Materials

  • Foundation: Stone
  • Construction materials: Other,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Water Heater,Microwave,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room
  • Flooring: Carpet,Hardwood,Varies

Heating

  • Heating features: Other,See Remarks,Forced Air

Interior Area

  • Total structure area: 1,181
  • Total interior livable area: 1,181 sqft

Property

Details

  • Parcel number: 22180001200000051350000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway,Enclosed Porch,Porch

Lot

  • Lot size: 2,970 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 45 x 66

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $702$8,424
Home Insurance *$72$864
Property Taxes $152$1,824
Electricity $246$2,954
Total$1,172$14,064
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,182/yr
40% on housing$35,160/yr
45% on housing$31,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$139,000
2023-01-30Listing removed--
2023-01-27Listed for rent$1,400
2020-12-17Sold$134,000
2020-10-09Pending sale$134,000
2020-08-20Price change$134,000
2020-08-11Listed for sale$139,000
2015-10-26Sold$125,000
2015-09-14Pending sale$124,900
2015-09-14Listed for sale$124,900
2015-01-01Listing removed$124,900
2014-10-20Price change$124,900
2014-08-23Price change$129,900
2014-08-01Listed for sale$134,900
2007-05-14Sold$114,500
1999-09-17Sold$19,200
1999-05-06Sold$48,552

For Sale by Agent

AgentDanielle Stover
BrokerageNorth Star Real Estate & Property Management

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