1021 Boyd St, Watertown, NY, 13601
About This Home
This well-maintained upper/lower duplex is a fantastic opportunity. Each unit offers 2 bedrooms, 1 full bath, spacious living areas, and separate utilities. It is currently collecting $950 per month per unit. The property has seen many quality improvements over the past few years, including new hot water heaters (2020), energy-efficient furnaces (approx. 9 years old), roof (approx. 9 years old), composite porches and steps, updated electrical panel, and a sealed driveway. Both units have been consistently maintained with rental history.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1910
Materials
- Roof: Asphalt,Shingle
- Construction materials: Aluminum Siding,Copper Plumbing,PEX Plumbing
Type & Style
- Home type: MultiFamily
- Architectural style: Duplex
- Property subType: Duplex,Multi Family
Interior
Appliances
- Appliances included: Gas Water Heater
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access,Sump Pump
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Varies,Vinyl
Heating
- Heating features: Gas,Electric,Forced Air
Interior Area
- Total structure area: 1,882
- Total interior livable area: 1,882 sqft
Property
Details
- Parcel number: 22180001200000101080000000
- Special condition: Standard
Features
- Exterior features: Fence
- Fencing: Partial
Lot
- Lot size: 4,599 sqft
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 46 x 100
Parking
- Parking features: Paved,Two or More Spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $783 | $9,396 |
| Home Insurance * | $80 | $960 |
| Property Taxes | $170 | $2,040 |
| Electricity | $311 | $3,732 |
| Total | $1,344 | $16,128 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-15 | Listed for sale | $155,000 |
| 2022-05-10 | Sold | $128,000 |
| 2022-03-06 | Contingent | $135,000 |
| 2021-10-22 | Listed for sale | $135,000 |
| 2019-10-28 | Sold | $58,000 |
| 2017-11-03 | Listing removed | $67,000 |
| 2017-04-24 | Price change | $67,000 |
| 2016-12-12 | Listed for sale | $68,000 |
| 2016-09-26 | Listing removed | $74,500 |
| 2016-03-31 | Price change | $74,500 |
| 2015-12-30 | Price change | $79,500 |
| 2015-07-09 | Price change | $84,000 |
| 2015-03-31 | Listed for sale | $89,000 |
| 2014-10-01 | Listing removed | $89,000 |
| 2014-08-28 | Price change | $89,000 |
| 2014-06-13 | Price change | $92,000 |
| 2014-04-03 | Listed for sale | $99,000 |
| 2013-03-31 | Listing removed | $129,800 |
| 2012-10-06 | Listed for sale | $129,800 |
| 2006-03-20 | Sold | $75,000 |
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