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287 Thompson Blvd, Watertown, NY, 13601

5beds
2baths
2,788sqft
$289,000
$104price/sqft
$2,388/moest. monthly cost
$95,520/yrincome needed

About This Home

Opportunity awaits in one of the city's most desirable neighborhoods! This spacious 5-bedroom, 2-bath home offers incredible potential for homeowners, investors, or anyone looking to build equity with a little TLC. Featuring a large, inviting living room and a generously sized kitchen, there's plenty of space for family gatherings and entertaining. The convenient first-floor bedroom provides flexible living options, perfect for guests, a home office, or single-level living. With solid bones, ample living space, and located in a highly sought-after area close to schools, parks, shopping, and other city amenities, this home is ready for your personal touch. Whether you're looking to restore its charm or modernize it to your style, this property offers endless possibilities in a fantastic location. Don't miss your chance to turn this diamond in the rough into your dream home or next investment!

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

7/10
Knickerbocker SchoolGrades K-40.1 mi
4/10
Case Middle SchoolGrades 7-80.5 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1954

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Range Hood
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Living Room,Other,See Remarks,Bedroom on Main Level,Main Level Primary,Primary Suite
  • Flooring: Carpet,Ceramic Tile,Varies,Vinyl
  • Finished area below ground: 1,260

Heating & Cooling

  • Heating features: Gas,Zoned,Baseboard,Hot Water
  • Cooling features: Zoned

Interior Area

  • Total structure area: 2,788
  • Total interior livable area: 2,788 sqft

Property

Details

  • Parcel number: 22180001300000032150000000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 7,278 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 52 x 140

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$150$1,800
Property Taxes $317$3,804
Electricity $460$5,528
Total$2,388$28,656
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,874/yr
40% on housing$71,640/yr
45% on housing$63,680/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$289,000
2025-07-02Listing removed$2,200
2025-06-30Listed for rent$2,200
2025-02-08Listing removed$2,300
2025-02-07Listed for rent$2,300
2025-02-06Listing removed--
2025-01-14Listed for sale$242,000
2024-05-15Sold$235,000
2024-04-01Pending sale$235,900
2023-12-20Price change$235,900
2023-06-11Pending sale$229,900
2023-06-05Listed for sale$229,900
2016-03-31Listing removed$199,000
2015-09-15Listed for sale$199,000
2015-03-19Listing removed$1,800
2015-03-13Sold$1,800
2015-01-01Listed for rent$1,800
2014-04-18Listed for sale$219,000
2011-12-02Listing removed$208,500
2011-10-19Price change$208,500
2011-08-07Price change$214,900
2011-06-06Listed for sale$219,000
2008-07-23Sold$195,000

For Sale by Agent

AgentJoni Bates
BrokerageMarble Key Realty LLC

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