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217 Flower Ave W, Watertown, NY, 13601

7beds
4baths
4,044sqft
$420,000
$104price/sqft
$3,472/moest. monthly cost
$138,880/yrincome needed

About This Home

Nestled on a picturesque and quiet tree-lined street in the heart of Watertown, this 1920s Colonial offers a rare combination of historic scale and essential modern upgrades. The home immediately impresses with an inviting foyer that leads into an oversized living room anchored by a classic wood-burning fireplace. While the kitchen is cozy and efficient, it is fully equipped with a brand-new refrigerator, a reverse osmosis water filtration system, and a new water softener. The adjacent formal dining room is bathed in natural light and easily accommodates a large table, making it the true hub for daily meals and conversation. What truly sets this property apart is its sheer versatility and the peace of mind provided by recent infrastructure investments. Since 2023, the owners have added a comprehensive security system, a new hot water heater, and a new washer and dryer. They also professionally waterproofed the basement for worry-free storage. With six to eight potential bedrooms spread across three finished levels, there is ample room for a home office, a quiet library, or a dedicated playroom. The massive third-floor retreat even includes its own full bath and a newly built, oversized walk-in closet. Outside, the fully fenced backyard and deck offer a private escape, complemented by a detached two-stall garage. Located just minutes from the hospital, local shopping, and Fort Drum, this home is a spacious and secure sanctuary designed to grow with you.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
Sherman SchoolGrades K-40.2 mi
7/10
Case Middle SchoolGrades 7-80.6 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1924

Materials

  • Foundation: Other,See Remarks
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room,Separate/Formal Living Room,Home Office,Other,See Remarks,Bedroom on Main Level,Bath in Primary Bedroom
  • Flooring: Carpet,Hardwood,Tile,Varies,Vinyl

Heating

  • Heating features: Gas,Baseboard,Hot Water

Interior Area

  • Total structure area: 4,044
  • Total interior livable area: 4,044 sqft

Property

Details

  • Parcel number: 22180001400000031340000000
  • Special condition: Standard

Features

  • Exterior features: Blacktop Driveway

Lot

  • Lot size: 9,300 sqft
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 60 x 155

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$219$2,628
Property Taxes $462$5,544
Electricity $668$8,019
Total$3,472$41,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,040/yr
40% on housing$104,160/yr
45% on housing$92,586/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$115
Jefferson County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-26Listed for sale$429,000
2023-09-25Sold$355,000
2023-09-21Pending sale$349,500
2023-07-27Contingent$349,500
2023-07-20Price change$349,500
2023-06-14Price change$359,900
2023-05-31Price change$379,900
2023-05-19Listed for sale$399,900
2020-09-14Sold$305,000
2020-07-21Pending sale$299,000
2020-07-17Listed for sale$299,000
2010-11-19Sold$179,900
2006-11-13Sold$140,000
1994-08-30Sold$125,000

For Sale by Agent

AgentMotivated Realty, Jeremy Briggs
BrokerageMotivated Realty

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