See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1138 Holcomb St, Watertown, NY, 13601

3beds
2baths
1,134sqft
$269,900
$238price/sqft
$2,046/moest. monthly cost
$81,840/yrincome needed

About This Home

WELCOME HOME!!! This adorable home sits on a half acre lot just blocks from Samaritan Medical Center and a quick commute to Fort Drum. Enter through the “mudroom” and you’ll have lots of room for coats and shoes before entering the home. A laundry room and half bath are located just inside with a stackable washer/dryer set and an updated half bath. The kitchen is spacious with lots of cabinets and a breakfast nook. A cozy living room is around the corner with laminate flooring and natural light from the three season porch. Enjoy your morning coffee or an afternoon cocktail on the enclosed porch. Upstairs you’ll find a spacious primary bedroom with dual closets. The other two bedrooms have a good amount of space and storage. A large full bathroom finishes off the second floor of this charming move-in ready property. Well maintained and fully updated, this home has it all! The yard has a lot of room for entertaining and a great patio with room for grilling and relaxing. If you need room for your vehicles and some storage, the garage will check those boxes. Charming curb appeal, great location, and completely updated this home will not last long, so make your appointment today for a private showing.

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Sherman SchoolGrades K-40.4 mi
4/10
Case Middle SchoolGrades 7-80.5 mi
3/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1880

Materials

  • Foundation: Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Gas Water Heater,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Eat-in Kitchen,Separate/Formal Living Room
  • Flooring: Varies,Vinyl

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,134
  • Total interior livable area: 1,134 sqft

Property

Details

  • Parcel number: 22180001400000071080020000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Fence,Gravel Driveway,Patio
  • Fencing: Partial

Lot

  • Lot size: 0.52 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 80 x 285

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Strong Wind
Tsunami

FEMA Declared Disasters in Jefferson County and New York

Flood
Hurricane
Severe Storm
Snowstorm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,364$16,368
Home Insurance *$140$1,680
Property Taxes $296$3,552
Electricity $246$2,954
Total$2,046$24,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,148/yr
40% on housing$61,380/yr
45% on housing$54,560/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 13601$114
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 13601$138
Jefferson County$126

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Contingent$269,900
2026-07-15Listed for sale$269,900
2009-11-24Sold$135,000
2009-05-27Sold$52,750
2009-03-02Listed for sale$55,000
2005-08-03Sold$67,840
2000-06-02Sold$20,900
1999-05-04Sold$25,000

For Sale by Agent

AgentLorie LeFevre
BrokerageFirst Choice Real Estate

Similar Homes