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644 NE Norton Ave #1, Bend, OR, 97701

3beds
2baths
1,676sqft
$749,900
$447price/sqft
$5,188/moest. monthly cost
$207,520/yrincome needed

About This Home

Excellent Midtown Bend multi-unit property featuring a permitted ADU, offering flexibility for a variety of living or investment possibilities. Major improvements include a new roof this year along with fresh interior and exterior paint, providing added value and peace of mind. Both units feature attractive finishes and functional living spaces. Enjoy a mature treelined setting with sidewalks, private backyard spaces, Vego garden beds, and convenient front and rear access. Multiple storage sheds add extra functionality. Warm and inviting interiors include wood accents and a cozy wood stove, while functional layouts and ample storage enhance everyday livability. Ideally located just minutes from Pilot Butte, the Juniper Swim & Fitness Center, parks, restaurants, shopping, and downtown Bend.

Getting Around

82
WalkingVery Walkable
41
TransitSome Transit
79
BikeVery Bikeable

Schools

7/10
7/10
5/10
Bend Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Range Hood,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Fiberglass Stall Shower,Kitchen Island,Laminate Counters,Pantry,Shower/Tub Combo
  • Window features: Aluminum Frames,Vinyl Frames
  • Flooring: Bamboo,Hardwood,Laminate
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wood
  • Cooling features: Ductless,None,Other

Interior Area

  • Total structure area: 1,276
  • Total interior livable area: 1,676 sqft

Property

Details

  • Parcel number: 105086
  • Zoning description: RS
  • Special condition: Standard
  • Exclusions: Out Door Furniture

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Courtyard
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 8,276 sqft
  • Features: Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front

Parking

  • Parking features: Alley Access,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$156$1,872
Property Taxes $1,065$12,780
Electricity $176$2,119
Total$5,188$62,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$177,874/yr
40% on housing$155,640/yr
45% on housing$138,346/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 97701$304
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97701$360
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$749,900
2019-07-24Listing removed$422,000
2019-07-08Price change$422,000
2019-05-20Listed for sale$429,000
2019-04-19Listing removed$2,000
2019-03-19Listed for rent$2,000
2001-04-06Sold$127,500

For Sale by Agent

AgentJoshua Stephen Grossman
BrokerageEpique Realty

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