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56203 Stellar Dr, Bend, OR, 97707

3beds
2baths
1,344sqft
$425,000
$316price/sqft
$3,069/moest. monthly cost
$122,760/yrincome needed

About This Home

Welcome to this beautifully maintained 3 bed/ 2 bath home nestled on a half-acre lot in the heart of the DRRH community that backs up to BLM land. With 1,344 sqft of inviting living space, this property offers comfort, privacy, & relaxation. Step inside to discover a fully remodeled kitchen featuring stunning new countertops, custom cabinetry, & sleek stainless steel appliances. Outdoors, enjoy your partially covered deck, an ideal retreat for morning coffee or unwinding after a long day. The 10x20 shop, additional storage shed, & covered carport provide plenty of space for hobbies, tools, and toys. Take advantage of the private dock access down the road on the Deschutes River--just moments away from kayaking, fishing, or paddleboarding. With easy access to Sunriver and Bend, this home is perfectly positioned for year-round recreation, work-from-home flexibility, or vacation living. Don't miss this gem in a peaceful, nature-filled setting. Your Central Oregon lifestyle begins here

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
45
BikeSomewhat Bikeable

Schools

4/10
Three Rivers K-8 SchoolGrades K-82.8 mi
2/10
Lapine Senior High SchoolGrades 9-1211.3 mi
4/10
Caldera High SchoolGrades 9-1215.1 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured On Land,Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,344
  • Total interior livable area: 1,344 sqft

Property

Details

  • Parcel number: 116364
  • Zoning description: Rr10
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Deck

Lot

  • Lot size: 0.54 Acres

Parking

  • Parking features: Attached Carport,Driveway,RV Access/Parking
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$76$912
Property Taxes $668$8,016
Electricity $176$2,119
Total$3,069$36,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,222/yr
40% on housing$92,070/yr
45% on housing$81,840/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 97707$438
Deschutes County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 97707$442
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$425,000
2025-11-26Listing removed$425,000
2025-07-24Listed for sale$425,000
2007-07-06Sold$130,000

For Sale by Agent

AgentShelby Jean Holman
BrokerageReal Broker

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