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21445 Bradetich Loop, Bend, OR, 97701

3beds
4baths
2,200sqft
$865,000
$393price/sqft
$5,956/moest. monthly cost
$238,240/yrincome needed

About This Home

No HOA! This beautifully maintained, bi-level, 2200 sq ft, 3-bedroom, 4-bathroom home offers a rare combination of comfort, space, and amenities. Situated on a .53-acre, fully fenced lot, this property is complete with manicured landscaping and mature trees. 2 Primary Suites, ideal for multi-generational living or hosting guests in style. Kitchen features travertine counters and flooring, very spacious pantry & an island with a 5-burner gas stove. Cortec luxury vinyl flooring throughout the living areas, bathrooms and staircase. Custom powder coated handrail on the staircase, new window treatments that open to some mountain views, remote sunshades, new pavers out back & new cedar deck with a pergola for entertaining or relaxing outside. Roof has concrete tile, which is not only durable, but stylish with lasting value, which is a huge plus in Central Oregon. Park your RV right up to the home in the RV parking/access. Homes on Bradetich Lp rarely go on the market.

Getting Around

14
WalkingCar-Dependent
23
TransitMinimal Transit
28
BikeSomewhat Bikeable

Schools

5/10
7/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Dryer,Microwave,Oven,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Fiberglass Stall Shower,Kitchen Island,Linen Closet,Open Floorplan,Pantry,Shower/Tub Combo,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Bay Window(s),Double Pane Windows,Skylight(s),Vinyl Frames
  • Flooring: Carpet,Laminate,Tile,Vinyl
  • Fireplace features: Family Room,Gas,Insert,Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Natural Gas,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 165339
  • Zoning description: UAR10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Spa features: Indoor Spa/Hot Tub,Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 0.53 Acres
  • Features: Drip System,Garden,Landscaped,Level,Sprinkler Timer(s),Sprinklers In Front,Sprinklers In Rear,Water Feature

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Concrete,Driveway,Garage Door Opener,Gravel,Paver Block,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$181$2,172
Property Taxes $1,203$14,436
Electricity $199$2,395
Total$5,956$71,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,205/yr
40% on housing$178,680/yr
45% on housing$158,826/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 97701$304
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97701$360
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$865,000
2026-04-05Price change$875,000
2026-03-02Listed for sale$899,000
2026-01-01Listing removed$900,000
2025-10-15Price change$900,000
2025-10-12Listed for sale$924,500
2025-10-02Pending sale$924,500
2025-09-15Price change$924,500
2025-08-08Price change$939,500
2025-05-19Listed for sale$950,000
2021-11-02Sold$825,000
2021-10-06Pending sale$839,000
2021-10-01Price change$839,000
2021-09-16Listed for sale$879,000
2007-09-07Sold$480,000

For Sale by Agent

AgentDiane Michelle Lebeda
BrokeragePreferred Residential

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