55601 Swan Rd, Bend, OR, 97707
About This Home
This home qualifies for a NO COST 1-0 temporary rate buydown from seller's preferred lender, providing a full 1% below market rate for year one - inquire for details. Welcome to your dream retreat in Oregon's Water Wonderland, nestled in the beautiful Sunriver area! This updated stick-built home sits on a spacious half-acre lot, just a stone's throw from the scenic Deschutes River. The property boasts a brand new exterior paint job and a durable metal roof, ensuring both charm and longevity. Inside, you'll find modern updates that create a warm and inviting atmosphere. The bonus? Included plans for a custom home, offering an exciting opportunity for expansion! Enjoy endless recreational activities nearby, from hiking and biking to river sports. With ample space for storage and the potential to build your dream shop, this property is truly a gem. Don't miss out on this unique opportunity to own a piece of paradise in one of Oregon's most coveted locations!
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Stemwall
- Roof: Metal
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Oven,Range,Range Hood,Refrigerator,Washer,Water Heater
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
Features
- Breakfast Bar,Fiberglass Stall Shower,Laminate Counters,Linen Closet,Open Floorplan,Pantry,Shower/Tub Combo
- Window features: Vinyl Frames
- Flooring: Laminate,Tile,Vinyl
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 1,012
- Total interior livable area: 1,012 sqft
Property
Details
- Parcel number: 126205
- Zoning description: RR10
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 0.49 Acres
- Features: Corner Lot,Native Plants
Parking
- Parking features: Detached Carport,Driveway,Gravel,No Garage
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
- Hail
- Volcanic Activity
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Deschutes County and Oregon
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,270 | $27,240 |
| Home Insurance * | $81 | $972 |
| Property Taxes | $220 | $2,640 |
| Electricity | $176 | $2,119 |
| Total | $2,747 | $32,964 |
Income You'd Need if You Spent...
Oregon FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Price change | $469,000 |
| 2026-03-20 | Listed for sale | $479,000 |
| 2022-04-29 | Sold | $405,000 |
| 2022-03-17 | Pending sale | $405,000 |
| 2022-03-16 | Price change | $405,000 |
| 2022-03-14 | Listed for sale | $395,000 |
| 2022-03-11 | Pending sale | $395,000 |
| 2016-07-11 | Sold | $155,500 |
| 2016-05-02 | Pending sale | $159,000 |
| 2016-03-12 | Listed for sale | $159,000 |
| 2013-08-19 | Sold | $100,000 |
| 2013-06-26 | Listed for sale | $99,000 |
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