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16969 Spring River Rd, Bend, OR, 97707

6beds
5baths
3,055sqft
$1,675,000
$548price/sqft
$11,339/moest. monthly cost
$453,560/yrincome needed

About This Home

Tucked among the pines on 1.03 acres in desirable Spring River Acres, this beautifully updated property offers the perfect blend of comfort, space, and adventure. The 3,055 sq ft home features 6 bedrooms and 4.5 bathrooms with extensive updates including heated floors, updated finishes, new windows, newer roof, and modern mechanical systems. Outside, you'll find a truly exceptional detached shop with approximately 1,200 sq ft on the main level, room for up to 4 vehicles, plus a 744 sq ft finished upper level offering endless possibilities for hobbies, storage, recreation, or workspace. Minutes from the Deschutes River, Sunriver, and Mt. Bachelor, this property is the ultimate Central Oregon basecamp. Enjoy private well water sourced from the Spring River aquifer that's so clean and refreshing you'll happily drink it straight from the tap, along with no HOA dues, recent septic inspection and pumping, and pride of ownership throughout.

Getting Around

4
WalkingCar-Dependent
0
TransitNo Nearby Transit
42
BikeSomewhat Bikeable

Schools

4/10
Three Rivers K-8 SchoolGrades K-82.2 mi
2/10
Lapine Senior High SchoolGrades 9-1212.7 mi
4/10
Caldera High SchoolGrades 9-1214.0 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Instant Hot Water,Cooktop,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Tankless Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5

Features

  • Fiberglass Stall Shower,Granite Counters,Shower/Tub Combo,Smart Thermostat,Soaking Tub,Tile Counters,Tile Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Concrete,Tile
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Pellet Stove,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 3,055
  • Total interior livable area: 3,055 sqft

Property

Details

  • Parcel number: 137385
  • Zoning description: RR10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Exterior features: Built-in Barbecue,Fire Pit
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Forest,Neighborhood

Lot

  • Lot size: 1.03 Acres
  • Features: Drip System,Landscaped,Level,Native Plants,Sprinklers In Front,Wooded

Parking

  • Total spaces: 6
  • Parking features: Asphalt,Attached,Detached,Driveway,Garage Door Opener,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Volcanic Activity
Wildfire
Winter Weather

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,469$101,628
Home Insurance *$303$3,636
Property Taxes $2,290$27,480
Electricity $277$3,327
Total$11,339$136,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$388,765/yr
40% on housing$340,170/yr
45% on housing$302,373/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$548This listing

vs Other Active Listings

Avg $/sqft

ZIP 97707$431
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97707$442
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,599,000
2026-06-04Listed for sale$1,675,000
2016-02-25Sold$115,000

For Sale by Agent

AgentNick Arthur Holmboe
BrokerageKeller Williams Realty Central Oregon

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