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54655 Husky Ln, Bend, OR, 97707

3beds
2baths
1,134sqft
$359,000
$317price/sqft
$2,633/moest. monthly cost
$105,320/yrincome needed

About This Home

Discover this beautifully maintained home nestled on a spacious, nearly one-acre lot offering privacy, comfort, and room for all your hobbies & outdoor toys. Located in a quiet neighborhood, this charming residence features a cozy & functional vaulted floor plan with a woodstove and a newer energy-efficient mini-split system to keep you comfortable year-round. Recent updates include a newer roof, bamboo & tile flooring, stylish fixtures, new ceiling fans, & newer stainless-steel appliances that are all included. Enjoy the versatility of the flat, open lot--complete with well-groomed trees that enhance fire safety. A large shop with a spacious storage room & garage door opener provides excellent workspace potential. The property also includes an animal pen & multiple outbuildings for feed and extra storage. A partially completed water feature invites your finishing touches to create your own outdoor retreat. The main access road is maintained annually, ensuring year-round accessibility.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

1/10
2/10
Lapine Middle SchoolGrades 6-87.7 mi
2/10
Lapine Senior High SchoolGrades 9-127.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Log
  • Property subType: Manufactured On Land,Manufactured Home

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Microwave,Oven,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Laminate Counters,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Bamboo,Stone,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Ductless,Electric,Wood
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,134
  • Total interior livable area: 1,134 sqft

Property

Details

  • Parcel number: 138795
  • Zoning description: RR10
  • Special condition: Standard
  • Exclusions: personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Fire Pit
  • Fencing: Fenced
  • Has view: Yes
  • View description: Neighborhood,Territorial
  • Horses can be raised: Yes

Lot

  • Lot size: 0.97 Acres
  • Features: Garden,Level

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage Door Opener,Gravel,RV Access/Parking,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,815$21,780
Home Insurance *$64$768
Property Taxes $578$6,936
Electricity $176$2,119
Total$2,633$31,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,274/yr
40% on housing$78,990/yr
45% on housing$70,213/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 97707$438
Deschutes County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 97707$442
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$389,500
2026-02-08Listed for sale$399,999
2022-07-20Sold$308,205
2022-06-06Pending sale$349,000
2022-05-26Listed for sale$349,000

For Sale by Agent

AgentCorey J Clark
BrokerageCentury 21 North Homes Realty

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