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14177 Whitewater Loop, La Pine, OR, 97739

2beds
2baths
1,781sqft
$539,000
$303price/sqft
$3,804/moest. monthly cost
$152,160/yrincome needed

About This Home

Tucked among towering pines in the peaceful Upper Deschutes River community of Wild River, this charming scribed 1,445 square foot log home captures the spirit of mountain living. Inside, a warm & inviting great room features soaring log accents, tongue-&-groove ceilings, an open floorplan plus a cozy propane fireplace. The dining area flows seamlessly into the kitchen, while expansive windows frame serene forest views. A handcrafted log staircase leads to a loft ideal for an office or guest space, then into the spacious primary suite with a dual vanity private bath & walk-in closet. Outside, the back deck, gazebo & hot tub create the perfect year-round retreat. Plus, a detached double garage includes a finished heated 336 square foot bonus room above, offering flexible space for guests, hobbies, or adventure gear. Surrounded by wildlife, scenic trails & direct access to National Forest, Wild River offers privacy, adventure & the best of the Central Oregon lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Lapine Elementary SchoolGrades K-57.0 mi
2/10
Lapine Middle SchoolGrades 6-86.9 mi
2/10
Lapine Senior High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer,Water Heater

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Double Vanity,Laminate Counters,Open Floorplan,Shower/Tub Combo,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Skylight(s),Vinyl Frames
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Great Room,Propane
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls,No One Above,No One Below

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Propane,Zoned
  • Cooling features: None

Interior Area

  • Total structure area: 1,781
  • Total interior livable area: 1,781 sqft

Property

Details

  • Parcel number: 143761
  • Zoning description: RR10
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Rear Porch
  • Spa features: Spa/Hot Tub

Lot

  • Lot size: 0.28 Acres
  • Features: Level,Native Plants,Wooded

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$160$1,920
Property Taxes $743$8,916
Electricity $176$2,119
Total$3,804$45,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,422/yr
40% on housing$114,120/yr
45% on housing$101,440/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 97739$364
Deschutes County$360

vs Homes Sold Last Month

Median $/sqft

ZIP 97739$283
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$525,000
2026-07-16Price change$539,000
2026-05-20Listed for sale$549,000
2026-05-05Listing removed$569,000
2026-04-16Price change$569,000
2026-02-27Price change$575,000
2025-08-22Listed for sale$595,000
2010-11-18Sold$215,000
2010-09-12Listed for sale$260,000
2004-05-25Sold$244,000

For Sale by Agent

AgentJared Chase
BrokerageCascade Hasson SIR

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