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52531 Lost Ponderosa Rd, La Pine, OR, 97739

5beds
3baths
2,756sqft
$649,900
$236price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

Live where you play at this year-round home base, a rare find primed for a quick closing so you can move in before the next season hits. Set on nearly an acre, bordering public land, this 5-bedroom, 2,756 sq ft home is minutes from winter trails and summer activities at Elk Lake and Mt. Bachelor. The perfect location for any adventurer, the Large 36x36 shop (built in 2023) features 12' doors--specifically designed to house your sleds, boats, and ATVs alongside an oversized 2-car garage. RV Parking, Barn/Storage building plus chicken coop. Inside, the open-concept layout features a main-floor primary suite plus two guest rooms, with two more bedrooms upstairs plus flex space for hosting the whole crew. After a day of exploring, relax by the cozy pellet stove or in the private hot tub. Fully fenced and gated on a paved road, conveniently located to Hwy 97 and includes a 2022 roof, new paint, home warranty, and a $5,000 preferred lender credit. AI vacant photos for buyers convenience.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Lapine Elementary SchoolGrades K-52.2 mi
2/10
Lapine Middle SchoolGrades 6-82.2 mi
2/10
Lapine Senior High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Stemwall
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Northwest,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Oven,Refrigerator,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Fiberglass Stall Shower,Laminate Counters,Linen Closet,Open Floorplan,Pantry,Primary Downstairs,Shower/Tub Combo,Soaking Tub,Tile Counters,Walk-In Closet(s)
  • Window features: Double Pane Windows,Skylight(s),Vinyl Frames
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Fireplace(s),Ductless,Pellet Stove
  • Cooling features: Ductless,Zoned,Other

Interior Area

  • Total structure area: 2,756
  • Total interior livable area: 2,756 sqft

Property

Details

  • Parcel number: 114158
  • Zoning description: RR10 WA
  • Special condition: Standard
  • Exclusions: Car lifts and work benches in shop/garage. 2 swing sets. Firepit and 4 benches on front porch.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Covered Deck,Deck,Patio,Porch
  • Exterior features: Courtyard,Fire Pit
  • Spa features: Indoor Spa/Hot Tub,Spa/Hot Tub
  • Fencing: Fenced
  • Has view: Yes
  • View description: Forest,Territorial

Lot

  • Lot size: 0.94 Acres
  • Features: Adjoins Public Lands,Garden,Landscaped,Level,Wooded

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Attached,Driveway,RV Access/Parking,RV Garage,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Earthquake
Hail
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$193$2,316
Property Taxes $899$10,788
Electricity $250$3,001
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 97739$365
Deschutes County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 97739$283
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Price change$649,900
2026-03-26Price change$664,900
2026-03-19Price change$669,900
2026-02-19Price change$669,000
2026-02-19Listed for sale$669,900
2025-11-05Listing removed$679,900
2025-07-01Price change$679,900
2025-06-24Price change$683,900
2025-06-17Price change$689,900
2025-06-10Price change$694,900
2025-04-30Price change$699,900
2025-04-27Price change$710,000
2025-04-09Listed for sale$725,000
2025-04-05Contingent$725,000
2025-03-31Listed for sale$725,000
2022-06-17Sold$585,000
2022-05-17Pending sale$625,000
2022-04-29Contingent$625,000
2022-04-09Listed for sale$625,000
2015-10-14Sold$181,028
2015-08-07Pending sale$189,900
2015-07-13Sold$122,426
2015-07-03Listed for sale$189,900
2015-06-11Sold$1,500
2013-11-04Listing removed$225,000
2013-07-04Listed for sale$225,000
2013-04-07Listing removed$165,000
2011-03-24Listed for sale$165,000

For Sale by Agent

AgentCandace C Byrholdt
BrokerageBerkshire Hathaway SR

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