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15576 Federal Rd, La Pine, OR, 97739

2beds
2baths
1,846sqft
$425,000
$230price/sqft
$3,036/moest. monthly cost
$121,440/yrincome needed

About This Home

Charming log home built in 1997 featuring two spacious bedrooms, two bathrooms, and a versatile 364 sq ft bonus room above the double car garage--perfect for a home office, gym, or guest space. Enjoy 1,481 sq ft of comfortable living area with endless possibilities. The home's vaulted ceilings, laminate flooring with carpet in Down stair bedroom, and spacious laundry room add comfort and convenience. The primary bathroom has a double vanity and walk-in shower. Enjoy peaceful mornings on the covered front deck or relax in the warmth of the sunroom. Spend the evenings by the crackling fire pit. The fully fenced .95-acre lot offers room for adventures or quiet moments. An RV cover is ready for your travels. This property is a welcoming retreat you'll love to call home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Lapine Elementary SchoolGrades K-52.5 mi
2/10
Lapine Middle SchoolGrades 6-82.4 mi
2/10
Lapine Senior High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Fiberglass Stall Shower,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Vinyl Frames
  • Flooring: Carpet,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Oil
  • Cooling features: None

Interior Area

  • Total structure area: 1,846
  • Total interior livable area: 1,846 sqft

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Hallway(s),Grip-Accessible Features

Details

  • Parcel number: 141660
  • Zoning description: RR10, WA
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered Deck,Deck
  • Exterior features: Fire Pit
  • Fencing: Fenced
  • Has view: Yes
  • View description: Territorial

Lot

  • Lot size: 0.95 Acres
  • Features: Level,Wooded

Parking

  • Total spaces: 2
  • Parking features: Detached,Driveway,Garage Door Opener,Gravel,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Volcanic Activity
    Volcanic ActivityModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Avalanche
Earthquake
Inland Flooding
Lightning
Volcanic Activity
Wildfire

FEMA Declared Disasters in Deschutes County and Oregon

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$126$1,512
Property Taxes $585$7,020
Electricity $176$2,119
Total$3,036$36,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,091/yr
40% on housing$91,080/yr
45% on housing$80,960/yr

Oregon FAIR Plan Programs

Oregon FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,377Commercial: 170
Total Premiums$3.07M
Total Exposure$840.98M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 97739$366
Deschutes County$361

vs Homes Sold Last Month

Median $/sqft

ZIP 97739$283
Deschutes County$380

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$450,000
2026-03-18Price change$475,000
2026-01-25Price change$485,000
2026-01-16Price change$489,000
2026-01-08Price change$493,000
2026-01-01Price change$495,500
2025-12-18Price change$496,500
2025-10-22Listed for sale$499,000
2023-11-01Sold$255,000

For Sale by Agent

AgentTisha Anderson
BrokerageLa Pine Realty

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